Dan Kaercher

Dan Kaercher

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$365,000

($103,772 down)
FHA

797 Moreno Lane, Sugarloaf, CA 92386

2
1
926 sqft
PITI Monthly
$1,886.35 /mo

Listing courtesy of: Holly Gardner, Keller Williams Big Bear Lake Arrowhead

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,158 /mo
$1,893 /mo

What's Special

FIREPLACE
CHARMING
COZY

Discover this gorgeous mountain home at the top of a picturesque street near the national forest. Very clean and cared for! This 2 bedroom, 1 bath home offers newer wood laminate flooring, stack laundry hook ups, a new mini-split A/C unit, two fireplaces to cozy up to on those snowy winter evenings (one in the living room and one in the master), and a huge beautifully treed triple lot with a shed. Room for all your vehicles and toys! Conveniently located near Kallan's Restaurant & Bar, Easy's General Store, Sugarloaf Park and just a few doors down from the forest hiking trails! Only minutes to the ski slopes, lake and Village! It's adorable! You won't want to miss it! Charming and inviting, this home is perfect for full-time living, a vacation retreat, or as a rental property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,886.35/mo
Estimated Loan Balance
$263,907
Cash to close
$103,772
Interest Paid
$26,824

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Unknown
  • Heating: Fireplaces, Propane, WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom, WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Not Applicable-1
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sugarloaf

Financial Details

  • Price per Sqft: $394.17
  • Tax Annual Amount: $4562.5
  • On Market Date: 2024-11-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $103,772 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $103,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$261,228
Your Cash$103,772
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,158/mo
Traditional @ 7.5%
$1,964/mo
You save $806/month ($9,673/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219120297PS

Listing From:

Last updated: 2025-03-23T12:19:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,158 /mo
$1,893 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $103,772 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $103,772!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$261,228
Your Cash$103,772
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,158/mo
Traditional @ 7.5%
$1,964/mo
You save $806/month ($9,673/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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