Dan Kaercher

Dan Kaercher

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Closed

$930,000

($160,086 down)
FHA

78 Bonita Rd, Chula Vista, CA 91910

3
3
2,816 sqft
PITI Monthly
$5,764.62 /mo

Listing courtesy of: Eric Hays, Compass

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,000 /mo
$5,223 /mo

What's Special

DINING
FIREPLACE
PATIO
COZY

This fantastic single level Chula Vista home has a very generous layout that includes 3 bedrooms, 2.5 bathrooms, an office & a flex room which could both be used as bedrooms, & a huge enclosed bonus room. The bonus room is perfect for entertaining with its own kitchen area (grill, stove/oven, fridge, sink) & has private access. Use the bonus room as a cozy family retreat or consider converting to an income producing ADU? Other features include gorgeous wood floors, two fireplaces, large open kitchen with room for a breakfast area, dining room, large primary retreat with access to a bonus room (nursery? additional bedroom? craft room?) tons of storage & loads of original charm. Outside you'll find low maintenance landscaping in the front yard, large back yard & patio, a 2-car detached garage & room for more parking in the driveway.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.72
Remaining Loan Term
29 years, 1 months
Monthly PITI
$5,764.62/mo
Estimated Loan Balance
$771,957
Cash to close
$160,086
Interest Paid
$47,426

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, PrimaryBedroom
  • Flooring: Carpet, Laminate, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $330.26
  • Tax Annual Amount: $
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $160,086 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $160,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$769,914
Your Cash$160,086
Total Purchase Price:$930,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,000/mo
Traditional @ 7.5%
$5,418/mo
You save $417/month ($5,009/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240022627SD

Listing From:

Last updated: 2025-01-14T01:10:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.72%
7.15%

Principal & Interest

$5,000 /mo
$5,223 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $160,086 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $160,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.72% Sellers Rate
$769,914
Your Cash$160,086
Total Purchase Price:$930,000

Assumed vs Traditional Mortgage

Assumed @ 6.72%
$5,000/mo
Traditional @ 7.5%
$5,418/mo
You save $417/month ($5,009/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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