Dan Kaercher

Dan Kaercher

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$649,000

($407,058 down)
VA

786 Lourence Ct, Tracy, CA 95376

3
2
1,424 sqft
PITI Monthly
$2,010.24 /mo

Listing courtesy of: Nicholas Oh, Keller Williams Tri-Valley

Assumed Rate

3.56%
7.15%

Principal & Interest

$1,168 /mo
$1,743 /mo

What's Special

LOCATION
DINING
MOVE-IN READY
MODERN
VAULTED CEILINGS
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
EFFICIENT

Move-In Ready Corner Lot Gem! 786 Lourence Ct is a beautifully updated, energy efficient 3 bedrooms, 2 bathrooms, single story home on a premium cul-de-sac corner lot and ideal for first-time buyers or those seeking comfort and convenience. Enjoy fresh interior paint, new carpet, modern lighting, and vaulted ceilings that enhance the open, airy feel. Dual-pane windows flood the space with natural light, including in the huge kitchen, which offers ample space for cooking and gathering. The expansive, private backyard includes a covered porch and a separate patio outside the kitchen, offering multiple spaces for outdoor dining, entertaining, or relaxing. Additional upgrades include a refinished garage floor, newer fence, and improved roof for peace of mind. Prime location near shops, restaurants, parks, great schools, and easy freeway access. Perfect for a seamless lifestyle. Don't miss this stunning home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.56
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,010.24/mo
Estimated Loan Balance
$243,283
Cash to close
$407,058
Interest Paid
$28,944

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: VinylSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • VinylSiding
  • Roof: Tile
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CIRCLE B RANCH
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Tracy

Financial Details

  • Price per Sqft: $455.76
  • Tax Annual Amount: $8112.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,058 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $407,058!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.56% Sellers Rate
$241,942
Your Cash:$407,058
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.56%
$1,168/mo
Traditional @ 7.5%
$1,808/mo
You save $641/month ($7,686/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41087047

Listing From:

Last updated: 2025-03-21T18:53:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.56%
7.15%

Principal & Interest

$1,168 /mo
$1,743 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $407,058 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $407,058!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.56% Sellers Rate
$241,942
Your Cash:$407,058
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.56%
$1,168/mo
Traditional @ 7.5%
$1,808/mo
You save $641/month ($7,686/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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