Dan Kaercher

Dan Kaercher

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Closed

$279,900

($203,040 down)
FHA

785 Mcknight Road N, Saint Paul, MN 55119

3
2
2,187 sqft
PITI Monthly
$1,131.69 /mo

Listing courtesy of: , Realty ONE Group Choice

Assumed Rate

3.25%
7.15%

Principal & Interest

$467 /mo
$725 /mo

What's Special

SPACIOUS
PATIO
CHARMING

Welcome to this charming 3-bedroom, 2-bath home(2nd bath is toilet and sink in basement), featuring a 2012 roof, siding, and windows, along with a 2012 HVAC system. The main floor bathroom was beautifully updated in 2023 with stylish tile and a new vanity. Most appliances are just 3-4 years old, while the kitchen offers a 2012 sink and countertops, a 2019 backsplash, and updated light fixtures from 2021. The main level has newer carpet, installed just 2 years ago, and the spacious upstairs bedroom boasts 3-year-old carpet, with the option to easily convert it into two separate rooms. Outside, the driveway is only 2.5 years old and provides ample space, along with a storage shed, a large fenced area perfect for pets and kids, a stunning cement patio, and a garden space. The lower-level den can be transformed into a bedroom by adding an egress window, and there's potential to finish the large storage room as an exercise, craft space, or even another bedroom. This home is ready to meet all your needs!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.25
Remaining Loan Term
17 years, 7 months
Monthly PITI
$1,131.69/mo
Estimated Loan Balance
$116,627
Cash to close
$203,040
Interest Paid
$37,285

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Age Over 8 Years, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Pitched
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Essex Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $127.98
  • Tax Annual Amount: $5260
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,040 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $203,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$76,860
Your Cash:$203,040
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$467/mo
Traditional @ 7.5%
$752/mo
You save $285/month ($3,419/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6586909

Listing From: northstar

Last updated: 2024-12-23T17:11:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.25%
7.15%

Principal & Interest

$467 /mo
$725 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $203,040 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $203,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.25% Sellers Rate
$76,860
Your Cash:$203,040
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 3.25%
$467/mo
Traditional @ 7.5%
$752/mo
You save $285/month ($3,419/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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