Dan Kaercher

Dan Kaercher

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Closed

$295,000

($192,684 down)
FHA

7813 W Palm Lane, Phoenix, AZ 85035

2
3
1,284 sqft
PITI Monthly
$972.17 /mo

Listing courtesy of: Daryl Lee Eduardo Stuteville, A.Z. & Associates

Assumed Rate

3.69%
7.15%

Principal & Interest

$577 /mo
$847 /mo

What's Special

LOCATION
BALCONY

Welcome to the beautiful community of Visanto. This premium lot features a grassy area right out front which is perfect for pet owners! This home features two master bedrooms and an oversized living room. As you enter the home, you will find a large 2 car garage and a laundry room. On the main level, there is a huge living room with an open kitchen. You can take your living experience outside on the balcony to enjoy your morning coffee or just to lounge. This home has a ton of windows that provide amazing natural light. There is also a half bath for you to use on the main level. Upstairs you will find two master bedrooms and a small common area that would be perfect for a desk or small sitting area. Capitalize on this opportunity to own a perfect home in a central location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.69
Remaining Loan Term
21 years, 1 months
Monthly PITI
$972.17/mo
Estimated Loan Balance
$103,355
Cash to close
$192,684
Interest Paid
$37,544

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring:

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2014
Details
  • Builder: DR HORTON

Community & HOA

Community
  • Subdivision: VINSANTO
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: visanto homeowners
  • HOA Amenities: Unknown
  • HOA Fee: $159
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $229.75
  • Tax Annual Amount: $1882
  • On Market Date: 2024-12-13T16:30:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $192,684 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $192,684!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$102,316
Your Cash:$192,684
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$577/mo
Traditional @ 7.5%
$879/mo
You save $302/month ($3,625/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6794106

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-18T08:07:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$577 /mo
$847 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $192,684 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $192,684!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$102,316
Your Cash:$192,684
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$577/mo
Traditional @ 7.5%
$879/mo
You save $302/month ($3,625/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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