Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3

$290,000

($147,731 down)
FHA

780 Yuba Avenue, Oroville, CA 95965

3
2
1,150 sqft
PITI Monthly
$1,052.78 /mo

Listing courtesy of: Shelley Riggs, Table Mountain Realty, Inc.

Assumed Rate

3.44%
7.15%

Principal & Interest

$779 /mo
$1,180 /mo

What's Special

MOVE-IN READY
MODERN
FENCED YARD
PUBLIC TRANSPORTATION
CHARMING

Charming Home Built in 2006, updated in 2024 and has owned solar. This move-in ready home offers a perfect blend of comfort and convenience. Situated on a corner lot, this 3-bedroom, 2-bathroom home boasts 1,150 square feet of well-appointed living space. Enjoy the fresh, clean ambiance with recently painted interior and plush carpeting throughout, creating a welcoming atmosphere for you and your family. Benefit from the solar system, offering energy efficiency and reduced utility bills, complemented by natural gas for your heating and cooking needs. The completely fenced yard provides privacy and security, making it ideal for pets and outdoor gatherings. Located just off Hwy 70, you’ll have easy access for commuting and public transportation, making travel a breeze. Perfect for adventurers, this home also features RV hookups, accommodating your travel lifestyle. This property combines modern amenities with a practical layout, ensuring a comfortable living experience for years to come. This home qualifies for all financing options, making it accessible for a variety of buyers. Schedule your private showing today on this home that is located in a moderate fire zone (per NHD report). Check with a homeowners insurance company for rates!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.44
Remaining Loan Term
21 years, 5 months
Monthly PITI
$1,052.78/mo
Estimated Loan Balance
$178,945
Cash to close
$147,731
Interest Paid
$46,985

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: ChainLink
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Golf, Hiking, HorseTrails, Hunting, Lake, Mountainous, NearNationalForest, Park, WaterSports
HOA
  • Has HOA: No
Location
  • Region: Oroville

Financial Details

  • Price per Sqft: $252.17
  • Tax Annual Amount: $3625
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,731 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $147,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$142,269
Your Cash:$147,731
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$779/mo
Traditional @ 7.5%
$1,224/mo
You save $445/month ($5,346/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24245327

Listing From:

Last updated: 2025-04-03T19:09:13.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.44%
7.15%

Principal & Interest

$779 /mo
$1,180 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $147,731 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $147,731!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.44% Sellers Rate
$142,269
Your Cash:$147,731
Total Purchase Price:$290,000

Assumed vs Traditional Mortgage

Assumed @ 3.44%
$779/mo
Traditional @ 7.5%
$1,224/mo
You save $445/month ($5,346/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.