Dan Kaercher

Dan Kaercher

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Closed

$1,325,000

($978,781 down)
FHA

780 Rose Ranch Road, San Marcos, CA 92069

4
3
3,154 sqft
PITI Monthly
$4,869.54 /mo

Listing courtesy of: Mark Loscher, Keller Williams Realty

Assumed Rate

5.25%
7.15%

Principal & Interest

$2,901 /mo
$3,548 /mo

What's Special

HARDWOOD FLOORS
PATIO
LANDSCAPED
SPRINKLER SYSTEM
NO HOA
PRICE REDUCED

Price reduced for quick sale. This is a must-see custom home in the desirable Rose Ranch area. This very private home has many amenities for entertaining or just to enjoy. Large front windows take advantage of the spectacular westerly views and beautiful sunsets. Beautiful hardwood floors throughout most of the home. There are 4 bedrooms plus a bonus room. There is parking for numerous cars, with a 3-car garage and a wide, long, private driveway. The separate RV and boat parking are on level concrete pads. The lot has room for expansion. Wonderfully landscaped with sprinkler system throughout. There are 2 large fountains in the front, a gorgeous waterfall wall on the side patio and a gas firepit on the back patio. The fabulous above ground spa conveys with property. You won't be disappointed by the layout of the home or the wonderful outside nighttime lighting that provides a beautiful evening atmosphere. Leased solar reduces usage bill to on average $250 per month. No HOA or Mello Roos

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.25
Remaining Loan Term
15 years, 1 months
Monthly PITI
$4,869.54/mo
Estimated Loan Balance
$1,137,930
Cash to close
$978,781
Interest Paid
$356,094

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, LivingRoom, PrimaryBedroom
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: GoodCondition, Partial
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Hiking, Mountainous, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Marcos

Financial Details

  • Price per Sqft: $420.1
  • Tax Annual Amount: $16562.5
  • On Market Date: 2024-07-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $978,781 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $978,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$346,219
Your Cash:$978,781
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$2,901/mo
Traditional @ 7.5%
$3,680/mo
You save $779/month ($9,353/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2406066

Listing From:

Last updated: 2024-08-29T04:03:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.25%
7.15%

Principal & Interest

$2,901 /mo
$3,548 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $978,781 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $978,781!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.25% Sellers Rate
$346,219
Your Cash:$978,781
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 5.25%
$2,901/mo
Traditional @ 7.5%
$3,680/mo
You save $779/month ($9,353/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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