Dan Kaercher

Dan Kaercher

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Closed

$625,000

($89,795 down)
VA

7795 Richard Drive, Lucerne, CA 95458

4
3
1,876 sqft
PITI Monthly
$3,541.5 /mo

Listing courtesy of: Hannah Wright, Konocti Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,724 /mo
$3,776 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
PATIO

Just in time for summer, cast a line right off of your private floating dock in desirable Kona Tayee! Veterans look no more, this is a one of a kind opportunity to assume the current loan at under 3%! This stout true 4 bedroom 3 bathroom home screams summer vacations with family and friends. Step into the formal entry, with primary suite 1 of 2 to your left. Down the hall will lead you to the open living/kitchen area with wood burning fireplace, patio doors, and open kitchen with granite counters and breakfast bar. Off of the living room is the enclosed dining area, perfect for entertaining throughout all seasons. To the right of the living room is the second primary suite, guest bath, and two additional guest bedrooms. All bathrooms offer dual vanities, and shower/tub combo. Off of the enclosed patio is the hot tub with concrete pad, and brand new tuff shed for additional storage. The floating dock gives plenty of room for 2 boats to tie up, with an air lift and cover, ideal for winterizing your boat, as well as room for a patio set, and kayak storage. The attached garage is spacious with storage shelves and overhead storage area, laundry, and additional fridge. The home is on Solar, with a payment substantially lower than the PGE bills were. Kono Tayee offers many amenities to its residents; including a private beach, dock, bbq pits and boat rap. Come see what lake living in beautiful Lake County is all about!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,541.5/mo
Estimated Loan Balance
$536,066
Cash to close
$89,795
Interest Paid
$66,309

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1981
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, Lake, NearNationalForest, Fishing
HOA
  • Has HOA: Yes
  • HOA Name: Kono Tayee Estates
  • HOA Amenities: Unknown
  • HOA Fee: $330
  • HOA Frequency: $Annually
Location
  • Region: Lucerne

Financial Details

  • Price per Sqft: $333.16
  • Tax Annual Amount: $7812.5
  • On Market Date: 2024-06-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,795 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $89,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$535,205
Your Cash$89,795
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,724/mo
Traditional @ 7.5%
$3,916/mo
You save $1,192/month ($14,309/year)

*Secondary financing rates are an estimated value based on input

MLS ID: LC24123581

Listing From:

Last updated: 2024-12-05T03:48:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,724 /mo
$3,776 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $89,795 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $89,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$535,205
Your Cash$89,795
Total Purchase Price:$625,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,724/mo
Traditional @ 7.5%
$3,916/mo
You save $1,192/month ($14,309/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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