Dan Kaercher

Dan Kaercher

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Closed

$499,000

($326,206 down)
FHA

7736 S 22ND Lane, Phoenix, AZ 85041

4
3
2,574 sqft
PITI Monthly
$1,597.05 /mo

Listing courtesy of: Erick F Garcia Cervantes, Lotus Real Estate

Assumed Rate

3.86%
7.15%

Principal & Interest

$1,023 /mo
$1,472 /mo

What's Special

REMODELED
DINING
MODERN
PLAYGROUND

You will love this recently remodeled home in a secluded tree line gated neighborhood! As you walk in you will be greeted with open ceiling to the 2nd floor, oval staircase and luxurious chandelier! You will fall in love with the kitchen! High end Kitchen Aid Built in appliances featuring; wine cooler, beverage chiller, slide in range, dishwasher and French door refrigerator! The dual tone color cabinetry brings a modern and contemporary style! Granite counter tops and marble backsplash wraps around your kitchen! Downstair features a den/office, family room, casual dining and foyer/formal dining area! A study/playroom is situated next to the family room! Talk about making memories in your over size backyard! Large natural grass and your very own playground area!! Upstairs you will enjoy the privacy of all 4 bedrooms 2 bathrooms and your laundry room! Home has received a full interior and exterior painting in 2024! HVAC systems were replaced in 2020/2021! Upgraded carpet all upstairs! You will love this home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.86
Remaining Loan Term
19 years, 10 months
Monthly PITI
$1,597.05/mo
Estimated Loan Balance
$173,724
Cash to close
$326,206
Interest Paid
$76,812

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: DeHaven Homes

Community & HOA

Community
  • Subdivision: SUNCREST AT RIO MONTANA
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Suncrest Rio Montana
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $193.86
  • Tax Annual Amount: $3034
  • On Market Date: 2024-10-04T04:20:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $326,206 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $326,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$172,794
Your Cash:$326,206
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$1,023/mo
Traditional @ 7.5%
$1,527/mo
You save $504/month ($6,048/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6766308

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-13T09:05:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.86%
7.15%

Principal & Interest

$1,023 /mo
$1,472 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $326,206 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $326,206!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.86% Sellers Rate
$172,794
Your Cash:$326,206
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.86%
$1,023/mo
Traditional @ 7.5%
$1,527/mo
You save $504/month ($6,048/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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