Dan Kaercher

Dan Kaercher

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Closed

$450,000

($184,846 down)
FHA

7726 Hillsmere Circle, Highland, CA 92346

2
2
966 sqft
PITI Monthly
$2,017.78 /mo

Listing courtesy of: KIRK STOFFEL, Century 21 Top Producers

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,194 /mo
$1,959 /mo

What's Special

SHOPPING
DINING
MODERN
PATIO
COMMUNITY POOL
CHARMING

Charming 2-bedroom, 2-bathroom home nestled in the highly desirable Village Lakes Community of East Highland. This single-story gem features a newly installed sliding back door, upgraded windows in the master bedroom, a refreshed shower, a modernized patio cover with a fan & light fixture, and newly installed vinyl fence. The HOA provides fantastic amenities, including a community pool, spa, picturesque duck lakes, and additional parking for RVs or boats. Located within the highly sought-after Redlands Unified School District, this home offers convenient access to shopping (Stater Bros, Albertsons, the upcoming Costco, and more), dining, parks, and schools such as Highland Grove Elementary, Beattie Middle, and Citrus Valley High School. Perfect for first-time buyers, growing families, or those looking to downsize, this Highland treasure is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,017.78/mo
Estimated Loan Balance
$355,239
Cash to close
$184,846
Interest Paid
$31,199

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: Yes
  • HOA Name: Village Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $187
  • HOA Frequency: $Monthly
Location
  • Region: Highland

Financial Details

  • Price per Sqft: $465.84
  • Tax Annual Amount: $5625
  • On Market Date: 2025-01-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,846 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $184,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$265,154
Your Cash$184,846
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,194/mo
Traditional @ 7.5%
$2,032/mo
You save $839/month ($10,066/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25014637

Listing From:

Last updated: 2025-03-15T20:32:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,194 /mo
$1,959 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $184,846 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $184,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$265,154
Your Cash$184,846
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,194/mo
Traditional @ 7.5%
$2,032/mo
You save $839/month ($10,066/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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