Dan Kaercher

Dan Kaercher

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Closed

$1,124,000

($724,833 down)
FHA

760 Las Palmas Dr, Vista, CA 92081

3
2
2,496 sqft
PITI Monthly
$3,623.38 /mo

Listing courtesy of: Angela Ervin, Compass

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,772 /mo
$2,886 /mo

What's Special

ENTERTAINMENT
SPACIOUS

This recently refreshed home is spacious and inviting with beautiful panoramic view that includes a peek of the ocean. In addition to the livable space reported in Public Records, there is an additional finished space downstairs that offers a surprise bonus. Fruit trees, multiple entertainment areas and RV parking are a few of the benefits of being on a large lot. This home is one that must be seen to fully appreciate all that you are getting.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 10 months
Monthly PITI
$3,623.38/mo
Estimated Loan Balance
$401,607
Cash to close
$724,833
Interest Paid
$37,539

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $450.32
  • Tax Annual Amount: $14050
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $724,833 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $724,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$399,167
Your Cash:$724,833
Total Purchase Price:$1,124,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,772/mo
Traditional @ 7.5%
$2,994/mo
You save $1,222/month ($14,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017752SD

Listing From:

Last updated: 2025-03-15T06:42:54.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.87%
7.15%

Principal & Interest

$1,772 /mo
$2,886 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $724,833 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $724,833!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.87% Sellers Rate
$399,167
Your Cash:$724,833
Total Purchase Price:$1,124,000

Assumed vs Traditional Mortgage

Assumed @ 2.87%
$1,772/mo
Traditional @ 7.5%
$2,994/mo
You save $1,222/month ($14,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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