Dan Kaercher

Dan Kaercher

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Closed

$455,000

($244,255 down)
FHA

75 Jay Street, Lakewood, CO 80226

3
1
1,021 sqft
PITI Monthly
$1,465.57 /mo

Listing courtesy of: Evania Ku, A Better Way Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$926 /mo
$1,515 /mo

What's Special

SERENE
SHOPPING
DINING
CHARMING
COZY

FHA Assumable Loan available. Nestled in the heart of Lakewood, Colorado, this charming 3 bedroom, 1 bath ranch-style home offers cozy living in a sought-after neighborhood. With 1,021 square feet of living space on a sprawling lot exceeding 10,000 square feet, this property provides ample room for both indoor and outdoor enjoyment. Step inside to discover a warm and inviting interior, featuring a functional layout ideal for comfortable living. The living room welcomes you with abundant morning light, creating a cheerful atmosphere for relaxing or entertaining guests. The well-appointed kitchen boasts ample cabinet space, making meal preparation a breeze. Adjacent to the kitchen, you'll find a convenient dining area, perfect for enjoying meals with family and friends. Or use the space as a family room, your choice! Three bedrooms offer plenty of space for rest and relaxation, each providing a peaceful retreat at the end of the day. A centrally located bathroom completes the living space. Outside, the expansive backyard beckons with endless possibilities. Imagine summer barbecues, outdoor gatherings, or simply unwinding amidst the serene surroundings. The detached 2 car garage is oversized, offering additional storage space for your convenience. Plus, a shed provides even more room for your outdoor equipment and tools. Conveniently located in Lakewood Terrace, this home offers easy access to a wealth of amenities, including shopping, dining, parks, and schools. Don't miss your chance to own this delightful property. Schedule your showing today and experience the charm of Lakewood Terrace living!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,465.57/mo
Estimated Loan Balance
$211,172
Cash to close
$244,255
Interest Paid
$21,464

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lakewood Terrace
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakewood

Financial Details

  • Price per Sqft: $445.64
  • Tax Annual Amount: $2563
  • On Market Date: 2024-06-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,255 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $244,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$210,745
Your Cash:$244,255
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$926/mo
Traditional @ 7.5%
$1,571/mo
You save $645/month ($7,740/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7963881

Listing From: recolorado

Last updated: 2024-10-01T18:07:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$926 /mo
$1,515 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,255 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $244,255!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$210,745
Your Cash:$244,255
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$926/mo
Traditional @ 7.5%
$1,571/mo
You save $645/month ($7,740/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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