Dan Kaercher

Dan Kaercher

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$450,000

($27,002 down)
FHA

7541 N PARADISE FOUND Trail, Prescott Valley, AZ 86315

3
2
1,489 sqft
PITI Monthly
$3,290.95 /mo

Listing courtesy of: Jared Andrew English, Congress Realty, Inc.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,742 /mo
$2,918 /mo

What's Special

SPACIOUS
MODERN
PATIO

This 3-bedroom, 2-bathroom home boasts 1,489 square feet of living space and is situated on a large lot. The backyard is spacious and offers a abundance of opportunity to grow your equity and is primed and ready for any landscaping visions you want to bring to life! The backyard features a large patio for entertaining, along with a 12x12 shed for extra storage. The property is fully fenced with block walls, offering both privacy and security. There's also an RV gate with available RV parking! Inside, the home has tile flooring throughout, modern upgrades to the kitchen, and new quartz countertops installed in 2023. The roof was also replaced and new gutters installed in late 2023.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.54
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,290.95/mo
Estimated Loan Balance
$423,865
Cash to close
$27,002
Interest Paid
$53,600

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Site Built Single Family
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder: Brown Family

Community & HOA

Community
  • Subdivision: PRONGHORN RANCH UNIT 8
  • Features: Community Spa Htd, Community Pool Htd, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Pronghorn Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $67
  • HOA Frequency: $Monthly
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $302.22
  • Tax Annual Amount: $2210
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,002 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $27,002!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$422,998
Your Cash$27,002
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,742/mo
Traditional @ 7.5%
$3,027/mo
You save $285/month ($3,416/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1070845

Listing From: paar

Last updated: 2025-03-22T04:06:21.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.54%
7.15%

Principal & Interest

$2,742 /mo
$2,918 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,002 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $27,002!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.54% Sellers Rate
$422,998
Your Cash$27,002
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 6.54%
$2,742/mo
Traditional @ 7.5%
$3,027/mo
You save $285/month ($3,416/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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