Dan Kaercher

Dan Kaercher

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$346,000

($72,201 down)
FHA

753 Howell Street N, Saint Paul, MN 55104

4
2
2,101 sqft
PITI Monthly
$1,982.54 /mo

Listing courtesy of: , Keller Williams Preferred Rlty

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,227 /mo
$1,991 /mo

What's Special

LOCATION
SPACIOUS
MOVE-IN READY
MODERN
WALKING TRAILS

This beautifully updated two-story home perfectly blends classic charm with modern convenience! With tall ceilings and abundant natural light, every space feels bright, airy, and welcoming. Move-in ready with recent updates, including a brand-new garage door (2025) and updated toilets upstairs (2025) and downstairs (2024). The lower level features a custom Kohler shower (installed in 2024) for a spa-like experience, while the new roof (2023) provides lasting peace of mind. Inside, you’ll find four spacious bedrooms and two full bathrooms, offering plenty of room to spread out and relax. Outdoor spaces shine with a nicely sized fenced-in backyard, perfect for entertaining, gardening, or simply unwinding. The welcoming front porch invites you to sit back and enjoy the neighborhood, and the detached garage adds convenience and extra storage. Topping it all off, this home is in a fantastic location — just minutes from multiple parks, walking trails, breweries, restaurants, and the fairgrounds. Plus, enjoy easy freeway access, making commutes a breeze! Don't miss this incredible opportunity—schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,982.54/mo
Estimated Loan Balance
$274,926
Cash to close
$72,201
Interest Paid
$27,499

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Age 8 Years or Less, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Pitched
Condition
  • Year Built: 1890
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Midway Heights
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $164.68
  • Tax Annual Amount: $4759
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $72,201 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $72,201!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$273,799
Your Cash$72,201
Total Purchase Price:$346,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,227/mo
Traditional @ 7.5%
$2,065/mo
You save $838/month ($10,060/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6637048

Listing From: northstar

Last updated: 2025-03-25T16:03:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,227 /mo
$1,991 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $72,201 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $72,201!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$273,799
Your Cash$72,201
Total Purchase Price:$346,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,227/mo
Traditional @ 7.5%
$2,065/mo
You save $838/month ($10,060/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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