Dan Kaercher

Dan Kaercher

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Closed

$1,449,000

($979,280 down)
VA

744 Cathedral Drive, Aptos, CA 95003

2
2
1,256 sqft
PITI Monthly
$3,976.05 /mo

Listing courtesy of: Bri Steel, Live Love Santa Cruz

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,167 /mo
$3,445 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
DECK
PATIO
CHARMING

Nestled in the redwoods of Aptos, CA, this magical retreat offers a main home with two charming guest cottages on over 20,000 sq. ft. of land spanning three APNs. Just minutes from Santa Cruz's finest dining and shopping, the property combines tranquility with accessibility. The home showcases vaulted wood ceilings, hand-sawn beams, and beautiful reclaimed wood flooring, adding warmth and character to the airy, open layout. Expansive windows capture natural light and frame stunning views of the surrounding forest. High-end global tile work and designer lighting bring sophistication to every room. Outside, a spacious deck, patio, and meandering garden paths invite you to unwind and enjoy the beauty of nature. With its seamless blend of rustic elegance and modern comforts, this property is an idyllic sanctuary that offers both privacy and proximity to local amenities.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,976.05/mo
Estimated Loan Balance
$472,612
Cash to close
$979,280
Interest Paid
$57,449

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WoodStove, WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: WoodBurning
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1935
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Aptos

Financial Details

  • Price per Sqft: $1,153.66
  • Tax Annual Amount: $18112.5
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $979,280 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $979,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$469,720
Your Cash:$979,280
Total Purchase Price:$1,449,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,167/mo
Traditional @ 7.5%
$3,573/mo
You save $1,406/month ($16,875/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81991089

Listing From:

Last updated: 2025-02-02T14:04:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,167 /mo
$3,445 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $979,280 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $979,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$469,720
Your Cash:$979,280
Total Purchase Price:$1,449,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,167/mo
Traditional @ 7.5%
$3,573/mo
You save $1,406/month ($16,875/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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