Dan Kaercher

Dan Kaercher

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$445,000

($115,495 down)
FHA

7410 S 22ND Lane, Phoenix, AZ 85041

4
2
1,800 sqft
PITI Monthly
$2,116.6 /mo

Listing courtesy of: Roger Wright, A.Z. & Associates

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,503 /mo
$2,414 /mo

What's Special

GATED COMMUNITY
SHOPPING
ENTERTAINMENT
DINING
LUXURY
WALK-IN CLOSET
PATIO
MOUNTAIN VIEWS
EFFICIENT

Beautiful, 4 bed 2 bath home - built August 2021, in Gated Community! Corner lot, across from community park! Features a large living room for comfort and entertainment. Energy efficient throughout, with tankless water heater! Upgraded wood-plank floors added immediately after home built, along with upgrades in kitchen, including custom island, backsplash, & cabinet finishes for luxury feel. The eat-in kitchen has quartz counters, walk-in pantry, & breakfast bar. High-end SS appliances & smart fridge. Split floor plan, with dual sinks in master bath, large tiled shower with seat, and a walk-in closet. Completely upgraded/designed backyard. With covered patio, pavers, synthetic grass, & Gorgeous mountain views. Easy access to shopping and dining, & Downtown PHX. No better home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,116.6/mo
Estimated Loan Balance
$331,549
Cash to close
$115,495
Interest Paid
$37,554

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: ADDISON PARK
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Addison Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $115
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $247.22
  • Tax Annual Amount: $2526
  • On Market Date: 2025-03-05T12:30:02.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $115,495 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $115,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$329,505
Your Cash$115,495
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,503/mo
Traditional @ 7.5%
$2,504/mo
You save $1,001/month ($12,011/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6830184

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-24T07:26:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,503 /mo
$2,414 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,495 (26%)
You can enter any amount below - secondary financing will cover the difference if needed.
26%
$

You cover the entire equity of $115,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$329,505
Your Cash$115,495
Total Purchase Price:$445,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,503/mo
Traditional @ 7.5%
$2,504/mo
You save $1,001/month ($12,011/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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