Dan Kaercher

Dan Kaercher

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Closed

$294,900

($34,523 down)
FHA

739 12th Street N, Sauk Rapids, MN 56379

4
2
2,227 sqft
PITI Monthly
$2,294.79 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,732 /mo
$1,793 /mo

What's Special

REMODELED
SPACIOUS
MODERN
DECK
FENCED YARD
SAFE
COZY

Welcome home! This beautiful 4-bedroom, 2-bath gem offers an open-concept layout, perfect for entertaining, with 3 bedrooms conveniently located on the main floor. Enjoy a stunning sunroom with a cozy wood-burning stove that opens to a spacious wrap-around deck—ideal for morning coffee or evening relaxation. The fully fenced yard provides privacy and a safe play area. With a 2-stall garage, there's plenty of room for vehicles and storage. You'll love the modern updates from the 2020 remodel, including a updated kitchen featuring custom cabinetry, sleek new flooring throughout the home, and remodeled bathrooms. Plus, a new roof was installed in 2021, adding to the home's move-in-ready appeal. Located in a prime Sauk Rapids neighborhood, this home is close to everything you need.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,294.79/mo
Estimated Loan Balance
$261,132
Cash to close
$34,523
Interest Paid
$38,724

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Engineered Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, Free Standing, Gas, Wood Burning, Wood Burning Stove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Engineered Wood
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pleasantwood Add 2
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Sauk Rapids

Financial Details

  • Price per Sqft: $132.42
  • Tax Annual Amount: $2698
  • On Market Date: 2024-11-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $34,523 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $34,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$260,377
Your Cash$34,523
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,732/mo
Traditional @ 7.5%
$1,859/mo
You save $127/month ($1,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6625338

Listing From: northstar

Last updated: 2024-11-11T16:20:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$1,732 /mo
$1,793 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $34,523 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $34,523!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$260,377
Your Cash$34,523
Total Purchase Price:$294,900

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$1,732/mo
Traditional @ 7.5%
$1,859/mo
You save $127/month ($1,528/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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