Dan Kaercher

Dan Kaercher

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Closed

$898,888

($664,534 down)
VA

735 Iris Avenue, Imperial Beach, CA 91932

4
2
1,416 sqft
PITI Monthly
$1,650.83 /mo

Listing courtesy of: Travis Winfield, LPT Realty, Inc

Assumed Rate

3.41%
7.15%

Principal & Interest

$1,434 /mo
$2,181 /mo

What's Special

SHOPPING
DINING
SPACIOUS
SAFE
CHARMING
SOLAR PANELS

Enjoy the salty sea air and our beautiful So Cal weather in this quintessential San Diego home - as gorgeous inside as it is out. Inside, the home features beautiful hardwood and tile flooring throughout, giving it a comfortable, homey retro feel. The well-designed layout includes four spacious bedrooms, providing plenty of room for family, guests or housemates. The Primary bathroom boasts a beautiful glass and tile shower with plenty of room for relaxation. Butcher block countertop and ample white cabinetry make for meal prep and serving convenient as well as aesthetically pleasing. Step outside to explore the property's unique outdoor features, including two sheds—one for storage and one transformed into a charming "she shed". A relaxing hot tub awaits for evenings under the stars, surrounded by large tropical plants, trees and succulents making you feel you are not in the city at all. The chicken coop adds a touch of rural charm (chickens do not convey). Unique to this home is a beautiful screened, enclosed porch area to further enjoy the fresh air or for your feline friends, it could double as a catio where they can safely enjoy the outdoors. This home also boasts dual-pane windows, in addition to being equipped with fully paid-off solar panels and a Tesla Powerwall, offering significant energy savings and peace of mind. Enjoy the comfort of a new heater and AC system with an air scrubber, installed just 5 years ago, ensuring fresh air throughout the home. Additionally, the roof and insulation were replaced in 2016, and the plumbing has been completely updated all the way to the street. A brand-new water heater was installed this year for added peace of mind. The washer and dryer, along with the 2-year-old refrigerator, are included with the home, making the move-in process even easier. Located in the desirable community of Imperial Beach, you’ll enjoy quick, easy access to military bases, the famous Coronado Island, parks, shopping, dining, and, of course, the beach! Don’t miss out on this incredible opportunity—schedule your showing today and discover the charm and comfort of 735 Iris Ave.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.41
Remaining Loan Term
17 years, 11 months
Monthly PITI
$1,650.83/mo
Estimated Loan Balance
$235,120
Cash to close
$664,534
Interest Paid
$115,461

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Gutters, MilitaryLand, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Imperial Beach

Financial Details

  • Price per Sqft: $634.81
  • Tax Annual Amount: $
  • On Market Date: 2024-11-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $664,534 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $664,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$234,354
Your Cash:$664,534
Total Purchase Price:$898,888

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$1,434/mo
Traditional @ 7.5%
$2,263/mo
You save $829/month ($9,943/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24211263

Listing From:

Last updated: 2024-12-14T00:35:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.41%
7.15%

Principal & Interest

$1,434 /mo
$2,181 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $664,534 (74%)
You can enter any amount below - secondary financing will cover the difference if needed.
74%
$

You cover the entire equity of $664,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.41% Sellers Rate
$234,354
Your Cash:$664,534
Total Purchase Price:$898,888

Assumed vs Traditional Mortgage

Assumed @ 3.41%
$1,434/mo
Traditional @ 7.5%
$2,263/mo
You save $829/month ($9,943/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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