Dan Kaercher

Dan Kaercher

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$799,000

($430,265 down)
VA

733 Sherwood Drive, Oceanside, CA 92058

3
2
1,360 sqft
PITI Monthly
$3,093.45 /mo

Listing courtesy of: Nelson Coburn, Coldwell Banker Realty-Dana Point/San Clemente

Assumed Rate

4.27%
7.15%

Principal & Interest

$2,045 /mo
$2,800 /mo

What's Special

SHOPPING
DINING
CHARMING

Welcome to your perfect slice of coastal living! This charming 3-bedroom, 2-bathroom home with a bonus room is located in the San Luis Rey neighborhood, which offers the ideal blend of comfort, convenience, and California sunshine in the friendly and established San Luis Rey neighborhood of Oceanside. Step inside and feel the relaxed beachside energy with an open, inviting layout that flows effortlessly from room to room. The living area is warm and welcoming, with plenty of natural light and enough space for laid-back lounging and lively entertaining. The kitchen provides everything you need to whip up fresh meals after a day at the beach, with ample counter space and storage to make daily living a breeze. Recent updates include a newer roof for peace of mind, fresh exterior paint that boosts curb appeal, and a beautiful backyard—ready for weekend barbecues, evening firepits, or simply unwinding under the stars. It’s the kind of space that invites you to slow down, soak up the coastal air, and enjoy indoor-outdoor living all year round. This home is ideally situated just minutes from shopping, dining, schools, and parks, with easy access to the Camp Pendleton Marine Base—making it a fantastic option for military families or anyone seeking a strong sense of community with everyday convenience. You're also just a short drive from the best of Oceanside’s beaches, harbor, and vibrant downtown scene. Whether you're a first-time homebuyer, growing family, or looking to settle into a laid-back lifestyle with room to make it your own, this property checks all the boxes. And with a price set to sell, it’s an incredible opportunity to own in one of Southern California’s most sought-after coastal cities. Don’t miss your chance to experience the easygoing charm of Oceanside living. Schedule your private showing today and imagine the possibilities that you can be living.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.27
Remaining Loan Term
24 years, 1 months
Monthly PITI
$3,093.45/mo
Estimated Loan Balance
$373,076
Cash to close
$430,265
Interest Paid
$99,279

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $587.5
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-03-31T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $430,265 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $430,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$368,735
Your Cash:$430,265
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$2,045/mo
Traditional @ 7.5%
$2,905/mo
You save $860/month ($10,323/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25070246

Listing From:

Last updated: 2025-04-03T14:08:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$2,045 /mo
$2,800 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $430,265 (54%)
You can enter any amount below - secondary financing will cover the difference if needed.
54%
$

You cover the entire equity of $430,265!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$368,735
Your Cash:$430,265
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$2,045/mo
Traditional @ 7.5%
$2,905/mo
You save $860/month ($10,323/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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