Dan Kaercher

Dan Kaercher

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Closed

$390,000

($122,759 down)
FHA

7326 W TORONTO Way, Phoenix, AZ 85043

3
3
1,986 sqft
PITI Monthly
$1,731.87 /mo

Listing courtesy of: Arcelia Sanchez, eXp Realty

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,228 /mo
$1,952 /mo

What's Special

LOCATION
SHOPPING
DINING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
CHARMING

Adorable 2-story home is ready to welcome you! Make yourself feel at home with the delightful features such as carpet & tile floors and a large living room, ideal for entertaining. Enhance your cooking skills in the charming kitchen boasting stainless steel appliances, mosaic tile backsplash, staggered white cabinets, ample counters, a pantry, recessed lighting, and a center island with a breakfast bar. Get a good night's sleep in the main bedroom, boasting plush carpet, a private bathroom with a soothing tub, and a walk-in closet. The second bedroom includes an extended area ideal for a sitting area. Create your outdoor oasis in the backyard with an array of potential for personalization. Take advantage of its prime location near shopping spots, dining options, and more! Don't miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,731.87/mo
Estimated Loan Balance
$269,412
Cash to close
$122,759
Interest Paid
$32,551

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: MOUNTAIN VIEWS
  • Features: Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Views
  • HOA Amenities: Unknown
  • HOA Fee: $98
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $196.37
  • Tax Annual Amount: $1794
  • On Market Date: 2024-12-27T23:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,759 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $122,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$267,241
Your Cash$122,759
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,228/mo
Traditional @ 7.5%
$2,024/mo
You save $797/month ($9,562/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6797914

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-15T08:06:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,228 /mo
$1,952 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $122,759 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $122,759!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$267,241
Your Cash$122,759
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,228/mo
Traditional @ 7.5%
$2,024/mo
You save $797/month ($9,562/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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