Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$449,900

($104,489 down)
FHA

7320 E Penny Lane, Prescott Valley, AZ 86315

3
2
1,722 sqft
PITI Monthly
$2,746.71 /mo

Listing courtesy of: Theresa Stack, Coldwell Banker Northland

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,272 /mo
$2,349 /mo

What's Special

CUSTOM BUILT

SELLERS ARE MOTIVATED! COUNTRY LIVING AT ITS BEST WITH SPECTACULAR VIEWS OF GRANITE MOUNTAIN AND MINGUS MOUNTAIN. GROW YOUR OWN VEGETABLES IN THE LARGE CUSTOM BUILT GREENHOUSE. FRUIT TREES, GRASS AND NEWLY PLANTED TREES. THIS 2020 3 BEDROOM, 2 BATH, 2 ACRE HOMESTEAD WITH 2 OUTBUILDINGS-ONE LARGE SHED AND ONE 400 SQFT GARAGE/SHED READY FOR YOUR TOYS, SOLAR LITTLE TO NO ELECTRIC PAYMENTS DUE TO HAVING SOLAR. BUYER MUST QUALIFY TO TAKE OVER SOLAR FINANCING. EXTERIOR PAINT IN THE LAST 2 YEARS, NEW GRAVEL AND DID I MENTION THE GREENHOUSE?! INSIDE THERE ARE 9'FT CEILINGS, INLAID LIGHITNG, DUAL VANITIES IN BOTH MASTER AND GUEST BATH, TALL WINDOWS WITH SECOND WINDOW LETTING NATURAL LIGHT IN, GUEST BATH HAS BEAUTIFULLY PAINTED MURAL. THIS BEAUTIFUL HOME IS READY FOR YOUR PERSONAL TOUCHES.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$2,746.71/mo
Estimated Loan Balance
$346,024
Cash to close
$104,489
Interest Paid
$21,651

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: Mfg/Mobile
  • Architectural Style: Double Wide
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Poquito Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $261.27
  • Tax Annual Amount: $738
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,489 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $104,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$345,411
Your Cash$104,489
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,272/mo
Traditional @ 7.5%
$2,350/mo
You save $78/month ($932/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PAR1069699

Listing From: paar

Last updated: 2025-03-29T18:43:21.000Z

© , paar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$2,272 /mo
$2,349 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,489 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $104,489!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$345,411
Your Cash$104,489
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$2,272/mo
Traditional @ 7.5%
$2,350/mo
You save $78/month ($932/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.