Dan Kaercher

Dan Kaercher

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Pending

$725,000

($244,586 down)
VA

730 31st Street, San Diego, CA 92102

2
1
871 sqft
PITI Monthly
$3,184.66 /mo

Listing courtesy of: RJ Leal, Leal Real Estate Group, Inc

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,187 /mo
$3,512 /mo

What's Special

LOCATION
CHARMING

Charming bungalow in a great location 5 minutes to downtown. Huge front yard with ADU possibilities, detached garage, laundry room, oak floors, and more! Home features plenty of space with a detached garage for storage, multiple off-street parking spots available, and a private yard. Upgrades include new sewer and water lines, new windows, grounded electrical, mini-split HVAC, and stucco. Assumable VA loan at 2.5%!!!!!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,184.66/mo
Estimated Loan Balance
$484,364
Cash to close
$244,586
Interest Paid
$54,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ductless
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1930
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StormDrains
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $832.38
  • Tax Annual Amount: $9062.5
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,586 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $244,586!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$480,414
Your Cash$244,586
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,187/mo
Traditional @ 7.5%
$3,643/mo
You save $1,456/month ($17,476/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2500858

Listing From:

Last updated: 2025-04-03T05:37:27.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$2,187 /mo
$3,512 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $244,586 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $244,586!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$480,414
Your Cash$244,586
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$2,187/mo
Traditional @ 7.5%
$3,643/mo
You save $1,456/month ($17,476/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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