Dan Kaercher

Dan Kaercher

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Closed

$340,000

($230,538 down)
FHA

7293 Irwin Avenue, Palermo, CA 95968

5
3
2,100 sqft
PITI Monthly
$1,270.39 /mo

Listing courtesy of: Lesa Martin, Century 21 Select Real Estate, Inc.

Assumed Rate

4.16%
7.15%

Principal & Interest

$669 /mo
$928 /mo

What's Special

Unique opportunity! Over 2,000 sq ft home offers five bedrooms, three bathrooms sits on a large corner lot along with a detached 2 car garage, an outbuilding for additional storage and several livestock pens. This home can be utilized as a single-family residence or easily converted into two separate living areas for multi-generational use, more than one family, as an investment property or even convert into two units, rent out one and live in the other, the possibilities are endless! The second story is accessible separately from the first level, has its own heating and cooling source, and is fully plumbed for a kitchen and a laundry room. Schedule a showing with your favorite realtor today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.16
Remaining Loan Term
19 years, 7 months
Monthly PITI
$1,270.39/mo
Estimated Loan Balance
$113,103
Cash to close
$230,538
Interest Paid
$53,577

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EvaporativeCooling
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park
HOA
  • Has HOA: No
Location
  • Region: Palermo

Financial Details

  • Price per Sqft: $161.9
  • Tax Annual Amount: $4250
  • On Market Date: 2024-07-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,538 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $230,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$109,462
Your Cash:$230,538
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$669/mo
Traditional @ 7.5%
$963/mo
You save $294/month ($3,528/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24151090

Listing From:

Last updated: 2024-09-30T18:23:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.16%
7.15%

Principal & Interest

$669 /mo
$928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,538 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $230,538!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.16% Sellers Rate
$109,462
Your Cash:$230,538
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 4.16%
$669/mo
Traditional @ 7.5%
$963/mo
You save $294/month ($3,528/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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