Dan Kaercher

Dan Kaercher

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Under Contract

$425,000

($278,764 down)
FHA

727 Baker Street, Longmont, CO 80501

2
2
1,040 sqft
PITI Monthly
$1,323.7 /mo

Listing courtesy of: Maia Tozzi, Compass - Boulder

Assumed Rate

3.77%
7.15%

Principal & Interest

$866 /mo
$1,260 /mo

What's Special

SPACIOUS
FINISHED BASEMENT
HISTORIC

This adorable bungalow is ready for it's next owner! Built in the early 1900's, this home exudes charm from the era, right in the heart of Old Town Longmont! This 2-bedroom, 1.5-bath home sits on a spacious lot with alley access, offering incredible potential for a future garage or ADU (Buyer to verify). Featuring an unfinished basement, this home is brimming with possibilities to customize and restore its historic charm. Just minutes from downtown Longmont's shops, restaurants, and parks, this home is perfectly situated in a vibrant and sought-after neighborhood. If home does not sell within a few weeks of being listed, it will be pulled from the MLS for upgrades and listed at a higher price. Currently being sold as-is, making it an excellent opportunity for some sweat equity, investment, or renovation opportunity! Get in now to take advantage of this great opportunity! Showings to begin Saturday 3/29 at the open house.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
20 years, 1 months
Monthly PITI
$1,323.7/mo
Estimated Loan Balance
$147,449
Cash to close
$278,764
Interest Paid
$62,741

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1917
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Longmont Ot
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $408.65
  • Tax Annual Amount: $2105
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $278,764 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $278,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$146,236
Your Cash:$278,764
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$866/mo
Traditional @ 7.5%
$1,307/mo
You save $441/month ($5,291/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1029317

Listing From: recolorado

Last updated: 2025-04-03T01:01:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$866 /mo
$1,260 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $278,764 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $278,764!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$146,236
Your Cash:$278,764
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$866/mo
Traditional @ 7.5%
$1,307/mo
You save $441/month ($5,291/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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