Dan Kaercher

Dan Kaercher

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$998,000

($694,267 down)
VA

722 Banyonwood Drive, Oceanside, CA 92057

3
2
1,941 sqft
PITI Monthly
$1,840.37 /mo

Listing courtesy of: Olga Medwid, Real Broker

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,624 /mo
$2,679 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
SEPARATE SHOWER
PATIO
CHARMING
COZY
NO HOA

Rarely Available Spacious One-Story Pool/Spa Home in Summer Hill Estates, just 7 Miles from the Beach! No HOA! This charming 3BR gem offers a light and bright layout with tile flooring, vaulted ceilings, and plantation shutters. Enjoy a cozy fireplace in the family room, which flows into a well-appointed kitchen featuring stainless steel appliances, a breakfast bar, and a pantry. Step outside to a serene backyard with a pool, spa, and patio cover. The spacious master suite offers vaulted ceilings, a walk-in closet, and a luxurious ensuite with a soaking tub and separate shower. Additional highlights include a newer HVAC system, brand new exterior/interior paint, and a 3-car garage with built-in storage. Conveniently located within walking distance to Alamosa and Roosevelt schools, shopping, parks, and major highways. A must-see opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,840.37/mo
Estimated Loan Balance
$61,049
Cash to close
$694,267
Interest Paid
$43,708

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, HorseTrails, Lake, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $514.17
  • Tax Annual Amount: $
  • On Market Date: 2024-07-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $694,267 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $694,267!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$303,733
Your Cash:$694,267
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,624/mo
Traditional @ 7.5%
$2,779/mo
You save $1,156/month ($13,866/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2406706

Listing From:

Last updated: 2024-09-15T00:26:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,624 /mo
$2,679 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $694,267 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $694,267!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$303,733
Your Cash:$694,267
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,624/mo
Traditional @ 7.5%
$2,779/mo
You save $1,156/month ($13,866/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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