Dan Kaercher

Dan Kaercher

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Closed

$189,000

($67,996 down)
FHA

721 State Highway 106 N, Deer Creek, MN 56527

4
2
2,688 sqft
PITI Monthly
$981.01 /mo

Listing courtesy of: , Trilogy Real Estate

Assumed Rate

3.02%
7.15%

Principal & Interest

$560 /mo
$895 /mo

What's Special

ENTERTAINMENT
DECK
COZY

This inviting, move-in-ready, 4-bedroom 2-bathroom home sits on 5 acres of land just north of Deer Creek. Enjoy the country style home living but being just a short mile from town. This house has several updated amenities including a brand-new washer and dryer with Wi-Fi capabilities, new flooring throughout the house, and updated kitchen cabinets and sink with new plumbing. The large basement of this house offers plenty of storage space and could make an excellent playroom for those little ones or remodel it to a family entertainment area – the ideas are endless. This home offers 2 decks, one to enjoy your morning coffee at sunrise and the second deck to sit back relax and enjoy the sunset. As you move outside the yard offers plenty of room for family entertaining, yard games or other activities. Did I mention the abundance of morel mushrooms, wild asparagus, June berries, strawberries and garlic chives. Additional flowering/fruit bearing tress include an apple tree, crab apple tree and two plum trees. Finally, the outside offers two outbuildings, a large shop with electricity, a large lean-too, and two sheds Too hot in the outside hot summer heat just move into this central air-cooled home, or when winter approaches, cozy up with the propane heated furnace. This house is a must see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.02
Remaining Loan Term
25 years, 6 months
Monthly PITI
$981.01/mo
Estimated Loan Balance
$122,020
Cash to close
$67,996
Interest Paid
$17,161

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt, Metal
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Mound Septic, Private Sewer, Tank with Drainage Field
  • Water Source: Drilled, Private, Well
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt, Metal
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Deer Creek

Financial Details

  • Price per Sqft: $70.31
  • Tax Annual Amount: $2122
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,996 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $67,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$121,004
Your Cash$67,996
Total Purchase Price:$189,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$560/mo
Traditional @ 7.5%
$929/mo
You save $368/month ($4,420/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6603216

Listing From: northstar

Last updated: 2024-11-24T14:00:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.02%
7.15%

Principal & Interest

$560 /mo
$895 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,996 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $67,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.02% Sellers Rate
$121,004
Your Cash$67,996
Total Purchase Price:$189,000

Assumed vs Traditional Mortgage

Assumed @ 3.02%
$560/mo
Traditional @ 7.5%
$929/mo
You save $368/month ($4,420/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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