Dan Kaercher

Dan Kaercher

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Closed

$850,000

($306,085 down)
FHA

717 Hunter St, Ramona, CA 92065

3
2
1,854 sqft
PITI Monthly
$5,124.64 /mo

Listing courtesy of: Zora Urieff, Renovation Realty

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,629 /mo
$3,756 /mo

What's Special

LUXURY

Newly updated in the heart of Ramona: Home features kitchen with quartz countertops and white shaker cabinets, stainless appliances, updated bathrooms with new vanities, luxury vinyl flooring throughout. New carpet in bedrooms: Large primary Bedroom with dual vanity bathroom. Fresh interior and exterior paint. Paid-off Solar and New Roof 2019: HVAC system 2021: Hot water heater 2021: Updated electrical panel with 200amp. Feels like a new home. Must see!! Beautiful Home and Great Bones too: Roof 2019; Solar 2019- paid-off; HVAC system and duct work 2021; Hot Water Heater 2021 and 200amp Electrical Panel. Washer and Dryer convey. RV parking available. Another great bonus: Above ground Pool with new additional liner still in the box and a pool cover. Homes sits on .27 acre lot, close to town and all Ramona has to offer. must see and the one to call HOME.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 10 months
Monthly PITI
$5,124.64/mo
Estimated Loan Balance
$645,263
Cash to close
$306,085
Interest Paid
$81,131

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: AboveGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ramona
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Ramona

Financial Details

  • Price per Sqft: $458.47
  • Tax Annual Amount: $10625
  • On Market Date: 2024-12-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $306,085 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $306,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$543,915
Your Cash$306,085
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,629/mo
Traditional @ 7.5%
$3,896/mo
You save $267/month ($3,202/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240028329SD

Listing From:

Last updated: 2025-02-12T00:58:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$3,629 /mo
$3,756 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $306,085 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $306,085!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$543,915
Your Cash$306,085
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$3,629/mo
Traditional @ 7.5%
$3,896/mo
You save $267/month ($3,202/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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