Dan Kaercher

Dan Kaercher

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Closed

$939,000

($660,010 down)
VA

716 Holly St, Oceanside, CA 92058

3
N/A
1,158 sqft
PITI Monthly
$1,531.78 /mo

Listing courtesy of: Charlie Baker, Redfin Corporation

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,315 /mo
$2,064 /mo

What's Special

REMODELED
DINING
CHARMING
RENTAL INCOME

Seller will entertain offers between $899,000 - $939,000. Potential RENTAL INCOME! Two homes on a large .15 acre CORNER lot with potential room to add a 3rd unit! Main house is a charming beach bungalow with 2 bedrooms + 1 bath with ADU unit is an attached studio with its own kitchen & private entry. Zoning is listed as R-3, however interested parties should verify potential uses/ future development opportunities with the City of Oceanside. Main house features: completely remodeled bathroom, an updated kitchen that is open to the living area and includes a dining nook. Exposed wood beam ceilings in the living area. Lush landscaping which includes a variety of grape vines, passion fruit, fruit trees, garden boxes and beds. Off-street driveway parking for 3+ vehicles. New roof within last year. Updated ABS sewer line with R.V. hook up. There is also side street gated access on adjacent Lemon St. This is an amazing opportunity for rental income or future development. Located just East of I-5 Freeway. Only minutes to beaches, a booming local restaurant/culinary scene, Oceanside pier, harbor, and much more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,531.78/mo
Estimated Loan Balance
$280,722
Cash to close
$660,010
Interest Paid
$42,901

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 0
Cooling & Heating
  • Cooling: None
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type:
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $810.88
  • Tax Annual Amount: $11737.5
  • On Market Date: 2024-08-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $660,010 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $660,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$278,990
Your Cash:$660,010
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,315/mo
Traditional @ 7.5%
$2,141/mo
You save $826/month ($9,914/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240020548SD

Listing From:

Last updated: 2025-03-04T21:25:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$1,315 /mo
$2,064 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $660,010 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $660,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$278,990
Your Cash:$660,010
Total Purchase Price:$939,000

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$1,315/mo
Traditional @ 7.5%
$2,141/mo
You save $826/month ($9,914/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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