Dan Kaercher

Dan Kaercher

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Closed

$335,000

($106,982 down)
FHA

715 Lauren Avenue, Clearwater, MN 55320

3
2
1,590 sqft
PITI Monthly
$1,834.17 /mo

Listing courtesy of: , Luke Team Real Estate

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,172 /mo
$1,706 /mo

What's Special

DINING
WALK-IN CLOSET
DECK
PATIO
PLAYGROUND

Welcome Home! Great vaulted open floor plan with plenty of space for the family and entertaining! Lots of beautiful natural light from the southern exposure. Kitchen has ample counter/cabinet space, stainless appliances and includes a center island. Home was built in 2019 by Progressive Builders and is their popular Riverwood Plan. 3 bedrooms are all on one level. Master bedroom with private bath and huge walk-in closet. 3 stall garage for all your toys. Walkout lower level is ready for your design plans and finishing touches, an instant equity builder. Off from the dining room you have a large deck perfect for BBQ's and enjoying your morning coffee. Escape to the peaceful backyard, including a beautiful patio area, flowers/shrubs, raised garden bed, apple trees, plum tree and your own chicken coop and playground! Located on the edge of a great development with parks, ideal access to major highways and a choice of 3 schools dist. Busses run from Becker, Annandale, and St. Cloud.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
24 years, 5 months
Monthly PITI
$1,834.17/mo
Estimated Loan Balance
$116,910
Cash to close
$106,982
Interest Paid
$50,337

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer - In Street
  • Water Source: City Water - In Street
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cedar South 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Clearwater

Financial Details

  • Price per Sqft: $210.69
  • Tax Annual Amount: $3994
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,982 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $106,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$228,018
Your Cash$106,982
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,172/mo
Traditional @ 7.5%
$1,769/mo
You save $597/month ($7,162/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6588235

Listing From: northstar

Last updated: 2024-10-23T15:14:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$1,172 /mo
$1,706 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $106,982 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $106,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$228,018
Your Cash$106,982
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$1,172/mo
Traditional @ 7.5%
$1,769/mo
You save $597/month ($7,162/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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