Dan Kaercher

Dan Kaercher

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Pending

$300,000

($37,697 down)
VA

708 Laurel Street, Cloquet, MN 55720

4
2
1,576 sqft
PITI Monthly
$1,738.3 /mo

Listing courtesy of: , RE/MAX Results Duluth

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,346 /mo
$1,866 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES

Step inside this beautifully updated home and be amazed by its character and modern upgrades! Featuring a nearly new roof, new and refinished hardwood floors, and freshly updated kitchen, this home is move-in ready. The kitchen is a standout, boasting white cabinets with crown molding, a built-in wine rack, sleek tile backsplash, modern lighting, stainless steel appliances, and a stylish kitchen island with a butcher block top—perfect for meal prep and entertaining. The main bathroom has been completely transformed with a custom tile shower, stylish vanity, and elegant lighting. Upstairs, you’ll find two spacious bedrooms, while the main level offers a formal dining room with a chic retro-modern vibe—ideal for gatherings. Additional updates include new new natural gas furnace, windows, new gutters, a new toilet and utility sink in the basement, and a newly fenced-in side yard. With a one-stall garage and ample parking, this home is much larger than it looks. Plus, it’s rock solid and ready for its next owner! Don’t miss your chance to own this gem—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$1,738.3/mo
Estimated Loan Balance
$263,167
Cash to close
$37,697
Interest Paid
$32,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision: City Cloquet Viberts Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cloquet

Financial Details

  • Price per Sqft: $190.36
  • Tax Annual Amount: $2909
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $37,697 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $37,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$262,303
Your Cash$37,697
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,346/mo
Traditional @ 7.5%
$1,935/mo
You save $589/month ($7,070/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6686713

Listing From: northstar

Last updated: 2025-04-01T19:55:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,346 /mo
$1,866 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $37,697 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $37,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$262,303
Your Cash$37,697
Total Purchase Price:$300,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,346/mo
Traditional @ 7.5%
$1,935/mo
You save $589/month ($7,070/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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