Dan Kaercher

Dan Kaercher

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Pending

$259,900

($51,897 down)
VA

707 Main Street, Cold Spring, MN 56320

4
2
2,320 sqft
PITI Monthly
$1,337.2 /mo

Listing courtesy of: , Central MN Realty LLC

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,019 /mo
$1,485 /mo

What's Special

LOCATION
DINING
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
CONVENIENT LOCATION

This updated 4-bedroom, 2-bathroom home features three main-level bedrooms, granite countertops in the kitchen, and a large backyard with a shed for extra storage. Perfect sunroom in back of garage with great views. Located close to downtown Cold Spring, it offers modern updates and a convenient location near shops, dining, and parks. Move-in ready and well-maintained.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$1,337.2/mo
Estimated Loan Balance
$208,735
Cash to close
$51,897
Interest Paid
$24,122

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cold Spring

Financial Details

  • Price per Sqft: $112.03
  • Tax Annual Amount: $2014
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $51,897 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $51,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$208,003
Your Cash$51,897
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,019/mo
Traditional @ 7.5%
$1,540/mo
You save $521/month ($6,250/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6656911

Listing From: northstar

Last updated: 2025-03-04T15:45:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$1,019 /mo
$1,485 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,897 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $51,897!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$208,003
Your Cash$51,897
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$1,019/mo
Traditional @ 7.5%
$1,540/mo
You save $521/month ($6,250/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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