Dan Kaercher

Dan Kaercher

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Closed

$310,000

($87,137 down)
FHA

703 19th Street, Zumbrota, MN 55992

4
2
1,889 sqft
PITI Monthly
$1,668.73 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,024 /mo
$1,624 /mo

What's Special

DINING
MODERN
HOME OFFICE
COZY

Welcome to your dream home in Zumbrota! This pristine 4-bedroom, 2-bath home offers the perfect blend of modern comfort and sustainable living. Step inside to discover an open-concept living space flooded with natural light and featuring upgraded LVP flooring as well as upgraded kitchen appliances (see improvement list in supplements). The adjacent dining and living areas are perfect for both everyday living and entertaining guests. Four bedrooms offer ample space and flexibility to meet your needs, whether you’re looking for a home office, guest room, or cozy retreat. The downstairs living room is the perfect place for movie nights with a projector screen already in place for you! What truly sets this property apart is its dedication to sustainable living. The front yard features a producing cherry tree, while the backyard boasts a fruitful apple tree. A thoughtfully designed walkway is lined with an herb garden and a berry patch, providing you with fresh, homegrown ingredients right at your doorstep. Whether you’re a seasoned forager or just looking to enjoy the benefits of self-sufficiency, this home has it all. Located in the heart of Zumbrota, you’ll enjoy the convenience of being close to local amenities while still savoring the tranquility of your private oasis. With its impressive upgrades and unique features, this like-new construction is a rare find that combines modern and sustainable living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,668.73/mo
Estimated Loan Balance
$240,435
Cash to close
$87,137
Interest Paid
$27,831

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Zumbro Woodlands
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Zumbrota

Financial Details

  • Price per Sqft: $164.11
  • Tax Annual Amount: $3892
  • On Market Date: 2024-09-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,137 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $87,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$222,863
Your Cash$87,137
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,024/mo
Traditional @ 7.5%
$1,684/mo
You save $660/month ($7,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6599260

Listing From: northstar

Last updated: 2025-03-05T17:49:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,024 /mo
$1,624 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,137 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $87,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$222,863
Your Cash$87,137
Total Purchase Price:$310,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,024/mo
Traditional @ 7.5%
$1,684/mo
You save $660/month ($7,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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