Dan Kaercher

Dan Kaercher

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Pending

$209,900

($88,915 down)
FHA

702 Rose Avenue E, Saint Paul, MN 55106

3
1
1,280 sqft
PITI Monthly
$1,318.88 /mo

Listing courtesy of: , Inspire Access Realty, LLC

Assumed Rate

4.2%
7.15%

Principal & Interest

$698 /mo
$964 /mo

What's Special

SHOPPING
DINING
COZY

Welcome to this cozy 1.5-level home featuring 3 bedrooms and 1 bath, offering a perfect blend of comfort and convenience. Step inside to find a warm and inviting living space with abundant natural light, creating a cozy atmosphere throughout. The original hard word floor and built in buffet are an added charm to this home. The well-designed layout of the living and dining provides space for entertaining. Located in a desirable neighborhood, this home is just minutes from restaurants, the local library, parks, and shopping centers, ensuring quick access to everything you need. This home is a fantastic opportunity. Selling As Is.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
22 years, 2 months
Monthly PITI
$1,318.88/mo
Estimated Loan Balance
$129,425
Cash to close
$88,915
Interest Paid
$43,577

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Ville Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $163.98
  • Tax Annual Amount: $4436
  • On Market Date: 2025-03-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,915 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $88,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$120,985
Your Cash$88,915
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$698/mo
Traditional @ 7.5%
$1,000/mo
You save $302/month ($3,624/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682361

Listing From: northstar

Last updated: 2025-04-04T04:57:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$698 /mo
$964 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,915 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $88,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$120,985
Your Cash$88,915
Total Purchase Price:$209,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$698/mo
Traditional @ 7.5%
$1,000/mo
You save $302/month ($3,624/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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