Dan Kaercher

Dan Kaercher

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$449,000

($193,138 down)
VA

6 Swamp Oak Court, Chico, CA 95928

3
3
1,564 sqft
PITI Monthly
$1,932.84 /mo

Listing courtesy of: Tonya Pacheco, Re/Max of Chico

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,315 /mo
$1,932 /mo

What's Special

LOCATION
SERENE
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO
CHARMING
COZY

Location, location, location! Nestled in a highly sought-after neighborhood, this charming home is a decorator’s delight, just waiting for someone to make it their own. From the moment you step inside, you’ll be captivated by the inviting open floor plan, stunning luxury vinyl plank flooring, and a spacious living room—perfect for cozy movie nights or entertaining friends and family. The heart of the home is the beautifully designed kitchen, where cooking becomes a pleasure. Equipped with sleek granite countertops, elegant white cabinetry, a unique tile backsplash, and top-of-the-line stainless steel appliances—including a gas range—this kitchen is a dream for any home chef. A spacious pantry provides ample storage, while the charming breakfast bar offers a casual spot for morning coffee or quick bites on the go. Retreat to the primary bedroom, a serene and spacious haven designed for relaxation. It features plenty of room to stretch out, a generously sized closet, and an en suite bath boasting dual sinks and a stunning tiled walk-in shower—a true oasis after a long day. Additional highlights of this impressive home include ceiling fans throughout, recessed lighting, a designated dining space, a separate indoor laundry room, and an attached two-car garage. Step outside and bask in the beautifully maintained backyard, where you’ll find a patio area ideal for barbecues and a lush lawn offering ample space for outdoor activities. With its unbeatable location, stylish interior, and long list of desirable amenities, this home is a rare find. Don’t let this incredible opportunity slip away!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$1,932.84/mo
Estimated Loan Balance
$257,437
Cash to close
$193,138
Interest Paid
$53,422

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $287.08
  • Tax Annual Amount: $5612.5
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $193,138 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $193,138!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$255,862
Your Cash$193,138
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,315/mo
Traditional @ 7.5%
$2,004/mo
You save $689/month ($8,269/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25067048

Listing From:

Last updated: 2025-03-30T23:34:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,315 /mo
$1,932 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $193,138 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $193,138!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$255,862
Your Cash$193,138
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,315/mo
Traditional @ 7.5%
$2,004/mo
You save $689/month ($8,269/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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