Dan Kaercher

Dan Kaercher

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Closed

$824,900

($549,624 down)
VA

6964 RUBY LN, Lemon Grove, CA 91945

4
3
1,674 sqft
PITI Monthly
$2,334.06 /mo

Listing courtesy of: Charles Couri, Keller Williams Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,248 /mo
$1,982 /mo

What's Special

REMODELED
SERENE
SPACIOUS
MODERN
LUXURY
EN SUITE BATHROOM
CHARMING
COZY
LOW HOA FEES

WELCOME TO YOUR DREAM HOME ON A QUIET STREET IN CHARMING LEMON GROVE! THIS EXQUISITE 4 BEDROOM, 3 BATHROOM HOME OFFERS THE PERFECT BLEND OF MODERN COMFORT AND PEACEFUL PRIVACY. TUCKED AWAY ON A QUIET PRIVATE DRIVE, THIS HOME PROVIDES A SERENE ESCAPE FROM THE HUSTLE AND BUSTLE WHILE STILL BEING CLOSE TO ALL THE CONVENIENCES YOU NEED. STEP INTO A NEWLY REMODELED KITCHEN THAT IS A CHEF’S PARADISE, COMPLETE WITH SLEEK APPLIANCES, WALK IN PANTRY, A SPACIOUS ISLAND, AND NEW CABINETS AND COUNTERTOPS THAT ADD A TOUCH OF LUXURY TO YOUR COOKING EXPERIENCE. UPSTAIRS, YOU’LL FIND BEAUTIFUL WOOD FLOORS THAT ADD A TOUCH OF TIMELESS CHARM, WHILE THE MAIN FLOOR FEATURES NEW LUXURY VINYL PLANK FLOORING FOR A STYLISH, DURABLE FINISH. THE GENEROUS PRIMARY SUITE OFFERS A SPACIOUS RETREAT WITH AN EN SUITE BATHROOM FOR THE ULTIMATE IN RELAXATION AND PRIVACY. THIS HOME ALSO FEATURES A HIGHLY DESIRABLE GROUND-FLOOR BEDROOM, MAKING IT PERFECT FOR GUESTS OR MULTI GENERATIONAL LIVING. DUAL-PANE WINDOWS AND SLIDERS PROVIDE ENERGY EFFICIENCY AND TRANQUILITY THROUGHOUT THE HOME. STEP OUTSIDE INTO YOUR OWN PERSONAL OASIS — A STUNNING, PARK LIKE BACKYARD COMPLETE WITH PAVERS AND A COZY FIRE PIT, PERFECT FOR ENTERTAINING OR SIMPLY UNWINDING IN THE PEACEFUL OUTDOORS. WITH PAID SOLAR, YOU’LL ENJOY ENERGY SAVINGS YEAR-ROUND. LOW HOA FEES MAKE THIS HOME EVEN MORE APPEALING FOR SAVVY BUYERS. DON’T MISS THE OPPORTUNITY TO OWN THIS SPECTACULAR HOME WHERE EVERY DETAIL HAS BEEN THOUGHTFULLY DESIGNED FOR YOUR COMFORT AND ENJOYMENT!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,334.06/mo
Estimated Loan Balance
$276,360
Cash to close
$549,624
Interest Paid
$28,307

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lemon Grove
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Colony Park
  • HOA Amenities: Unknown
  • HOA Fee: $144
  • HOA Frequency: $Monthly
Location
  • Region: Lemon Grove

Financial Details

  • Price per Sqft: $492.77
  • Tax Annual Amount: $10311.2
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $549,624 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $549,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$275,276
Your Cash:$549,624
Total Purchase Price:$824,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,248/mo
Traditional @ 7.5%
$2,056/mo
You save $808/month ($9,691/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240026902SD

Listing From:

Last updated: 2025-03-11T14:30:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,248 /mo
$1,982 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $549,624 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $549,624!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$275,276
Your Cash:$549,624
Total Purchase Price:$824,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,248/mo
Traditional @ 7.5%
$2,056/mo
You save $808/month ($9,691/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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