Dan Kaercher

Dan Kaercher

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Closed

$419,000

($272,645 down)
FHA

684 Gidda Loop, Yuba City, CA 95993

3
2
1,612 sqft
PITI Monthly
$907.2 /mo

Listing courtesy of: Kal Johal, Keller Williams Realty Yuba City

Assumed Rate

2.74%
7.15%

Principal & Interest

$645 /mo
$1,069 /mo

What's Special

SHOPPING
DINING
SPACIOUS
WALK-IN CLOSET
EFFICIENT

Have you been looking for a starter or forever home in Karnegis Estates? If yes; look no further! 684 Gidda Loop is on market for sale and won't last long. Step inside to discover an open, airy feel w/laminate flooring throughout & plush carpeting in 3 bedrooms Spacious living & dining combo optimizes its multi-purpose use. Expensive items central heating, ventilation & air conditioning & water heater are less than 2 years old. Quiet whole house fan installed in 2024 is an effective & efficient feature in keeping the house cool in hot summers. Custom shutters throughout add a stylish touch. Open kitchen & family area is great for daily casual needs. Primary suite includes walk-in closet & easy access to backyard. Ceiling fans in all bedrooms ensures comfort year-round. Backyard features a concrete pad, retractable sun setter awning, cherry tree, few Japanese maples, & storage shed. Grass area is ideal for kids or pets to play. Above & beyond, located inside of 2 miles from River Valley & Yuba City High, Franklin & AK School. Short distance to Hwy 99, downtown, local shopping, grocery stores & much more...

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 4 months
Monthly PITI
$907.2/mo
Estimated Loan Balance
$186,975
Cash to close
$272,645
Interest Paid
$15,264

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central, Fireplaces
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Yuba City

Financial Details

  • Price per Sqft: $259.93
  • Tax Annual Amount: $
  • On Market Date: 2024-11-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,645 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $272,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$146,355
Your Cash:$272,645
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$645/mo
Traditional @ 7.5%
$1,109/mo
You save $463/month ($5,561/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24235810

Listing From:

Last updated: 2024-12-15T22:26:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$645 /mo
$1,069 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,645 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $272,645!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$146,355
Your Cash:$272,645
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$645/mo
Traditional @ 7.5%
$1,109/mo
You save $463/month ($5,561/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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