Dan Kaercher

Dan Kaercher

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$639,000

($95,754 down)
FHA

68290 Hermosillo Road, Cathedral City, CA 92234

4
3
1,875 sqft
PITI Monthly
$4,035.28 /mo

Listing courtesy of: Alla Hovhannisyan, Coldwell Banker Realty

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,787 /mo
$3,864 /mo

What's Special

MINUTES AWAY
ENTERTAINMENT
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
PRIVATE BACKYARD
COZY
NO HOA

The lovely POOL home opens its doors to a new owner! Freshly painted, well-maintained, with upgraded kitchen and bathrooms it is ready for you to move in. No HOA! The 1st floor has an airy and bright floor plan featuring high ceilings, lots of windows providing panoramic views of the pool and the backyard throughout, inviting living and dining areas, a shiny kitchen open to the cozy family room with a fireplace. Another highlight is the oversized 3-car garage with direct access. For added convenience, there is one bedroom with an attached bathroom downstairs. Upstairs, you will find a spacious primary suite with a walk-in closet, a bathroom area with dual vanities, a separate shower and a tub. Here you have extra chance to enjoy the refreshing pool views. The other two bedrooms have a Jack & Jill bathroom with dual vanities. One of the desirable features of this house is that each bedroom has direct access to a bathroom. The heart of the home is undoubtedly the fully fenced, tree-lined private backyard with a heated pool and spa. Nestled in a tranquil neighborhood, the house is just minutes away from retail, dining, entertainment, the Panorama Park, I10 Freeway and Downtown Palm Springs. Come see this desert oasis today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$4,035.28/mo
Estimated Loan Balance
$545,036
Cash to close
$95,754
Interest Paid
$67,857

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block, Privacy, Security
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Heated, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Panorama
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Cathedral City

Financial Details

  • Price per Sqft: $340.8
  • Tax Annual Amount: $7987.5
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $95,754 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $95,754!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$543,246
Your Cash$95,754
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,787/mo
Traditional @ 7.5%
$4,008/mo
You save $1,220/month ($14,643/year)

*Secondary financing rates are an estimated value based on input

MLS ID: GD25035318

Listing From:

Last updated: 2025-04-03T08:29:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,787 /mo
$3,864 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $95,754 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $95,754!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$543,246
Your Cash$95,754
Total Purchase Price:$639,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,787/mo
Traditional @ 7.5%
$4,008/mo
You save $1,220/month ($14,643/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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