$433,000
($63,556 down)6815 W ENCINAS Lane, Phoenix, AZ 85043
PITI Monthly
Listing courtesy of: Andrew McGuire, ProSmart Realty
Assumed Rate
2.78%
7.15%Principal & Interest
$1,647 /mo
$2,714 /moWhat's Special
NO BANK NO QUALIFY SELLER FINANCE. Make this home yours with $50K down payment $2293.82 monthly payments before taxes and insurance. Seller will carry. 5.99% IR. This charming 4-bedroom, 3-bathroom home, built in 2021, offers 2,248 square feet of living space on a 5,175 square foot lot with no neighbors directly behind. The spacious interior features a large living room, a kitchen equipped with stainless steel appliances, a mosaic tile backsplash, staggered white cabinets, ample counter space, a pantry, recessed lighting, and a center island with a breakfast bar. The main bedroom includes a private bathroom with a soothing tub and a walk-in closet.
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.78
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,963.58/mo
Estimated Loan Balance
$371,020
Cash to close
$63,556
Interest Paid
$40,187
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air
- Heating: See Remarks
Features
- Materials: Synthetic Stucco, Wood Frame, Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: Other
- Flooring:
Exterior
Fencing
- Fencing: See Remarks
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style:
Materials
- Synthetic Stucco, Wood Frame, Stucco
- Roof: Tile
Condition
- Year Built: 2021
Details
- Builder: NA
Community & HOA
Community
- Subdivision: SUNSET PLACE PHASE 1
- Features:
HOA
- Has HOA: Yes
- HOA Name: Sunset Place
- HOA Amenities: Unknown
- HOA Fee: $103
- HOA Frequency: $Monthly
Location
- Region: Phoenix
Financial Details
- Price per Sqft: $192.7
- Tax Annual Amount: $2004
- On Market Date: 2025-02-08T20:20:02.000Z
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You cover the entire equity of $63,556!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6817872
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-25T17:58:34.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.78%
7.15%Principal & Interest
$1,647 /mo
$2,714 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $63,556!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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