Dan Kaercher

Dan Kaercher

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$359,900

($307,726 down)
FHA

675 Independence Avenue N, Champlin, MN 55316

4
2
1,623 sqft
PITI Monthly
$1,291.61 /mo

Listing courtesy of: , HomeAvenue Inc

Assumed Rate

7%
7.15%

Principal & Interest

$802 /mo
$815 /mo

What's Special

FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
DECK
PATIO

Discover the charm of this beautifully updated home nestled in a peaceful neighborhood. With 4 spacious bedrooms—two conveniently located on the main level—this home offers a welcoming and functional layout. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating an inviting space for everyday living and entertaining. Step outside onto the 12x12 deck and take in the expansive backyard, complete with custom boulder landscaping, maple and mulberry trees, a large patio, and a handy storage shed. Recent updates include a new roof (2021), modernized electrical, refinished hardwood floors, new storm doors and windows, and upgraded basement windows. The stylish kitchen features brand-new appliances, custom cabinetry, and durable LVP flooring, while both bathrooms boast new fixtures. Fresh paint throughout adds a crisp, modern touch. Ideally located near shopping, dining, parks, and trails, with easy access to Hwy 169, this home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7
Remaining Loan Term
6 years, 9 months
Monthly PITI
$1,291.61/mo
Estimated Loan Balance
$53,162
Cash to close
$307,726
Interest Paid
$154,935

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Privacy, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1880
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Champlin
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $221.75
  • Tax Annual Amount: $3046
  • On Market Date: 2025-03-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $307,726 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $307,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$52,174
Your Cash:$307,726
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 7%
$802/mo
Traditional @ 7.5%
$845/mo
You save $43/month ($511/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6678108

Listing From: northstar

Last updated: 2025-03-11T18:06:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7%
7.15%

Principal & Interest

$802 /mo
$815 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $307,726 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $307,726!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7% Sellers Rate
$52,174
Your Cash:$307,726
Total Purchase Price:$359,900

Assumed vs Traditional Mortgage

Assumed @ 7%
$802/mo
Traditional @ 7.5%
$845/mo
You save $43/month ($511/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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