Dan Kaercher

Dan Kaercher

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Closed

$225,000

($116,651 down)
VA

6716 Gretchen Lane N, Oakdale, MN 55128

2
3
1,238 sqft
PITI Monthly
$1,049 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.46%
7.15%

Principal & Interest

$585 /mo
$885 /mo

What's Special

SHOPPING
DINING
CUSTOM BUILT
DECK
PATIO
MATURE TREES

This well cared for townhome is set back amongst mature trees, providing ultimate privacy. The front courtyard is yours to create your own little sanctuary. As you enter, the kitchen is to your left with a large bay window over the sink and an abundance of cabinets for storage. Casual dining, living room and a ½ bath are also on the main level, along with access to the large deck. Your deck faces mature trees, creating a peaceful setting. You’ll find a full bath and 2 large bedrooms upstairs, one with double closets and the other with a walk-in. The lower level features a large family room with custom built-ins, a ¾ bath, and a walk-out to a large patio. Custom features of this home include: two large bay windows, one in the kitchen and one in the living room; and the family room custom built-ins for all your storage needs! Recent updates: Roof (2022), Washer (2022), Garage Door (2024), all New Deck Boards (2024). Just a short walk to the Oakdale Nature Preserve, 200 acres of outdoor recreation which includes hiking & biking trails, park, Discovery Center and so much more! Close access to shopping, restaurants and main highways. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$1,049/mo
Estimated Loan Balance
$109,432
Cash to close
$116,651
Interest Paid
$34,817

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oakwoode Lustre 3rd Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Sharper Management
  • HOA Amenities: Unknown
  • HOA Fee: $334
  • HOA Frequency: $Monthly
Location
  • Region: Oakdale

Financial Details

  • Price per Sqft: $181.74
  • Tax Annual Amount: $2258
  • On Market Date: 2024-10-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $116,651 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $116,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$108,349
Your Cash:$116,651
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$585/mo
Traditional @ 7.5%
$918/mo
You save $332/month ($3,989/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6622061

Listing From: northstar

Last updated: 2025-03-24T18:51:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$585 /mo
$885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,651 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $116,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$108,349
Your Cash:$116,651
Total Purchase Price:$225,000

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$585/mo
Traditional @ 7.5%
$918/mo
You save $332/month ($3,989/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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