Dan Kaercher

Dan Kaercher

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$799,900

($420,024 down)
FHA

66 Tierra Montanosa, Rancho Santa Margarita, CA 92688

2
3
1,241 sqft
PITI Monthly
$3,071.23 /mo

Listing courtesy of: Ziad Najm, Cedar Real Estate, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,700 /mo
$2,816 /mo

What's Special

SHOPPING
DINING
SPACIOUS
BALCONY

This beautiful and inviting 2-bedroom, 2.5-bathroom townhouse is ideally located in Rancho Santa Margarita! Your private gate leads to a spacious courtyard, ideal for entertaining and enjoying the view and breezes. Step inside the welcoming living areas that offer generous amounts of soft, natural light. The family room, dining area and kitchen are open and ideal for day to day living. The main level also features a convenient half bathroom, the laundry room (with an incredible amount of storage space) as well as the two car garage which has been wired for an electric car charger. Upstairs you’ll find the two spacious bedrooms, both with ensuite bathrooms and awesome views. The primary bedroom features a dual vanity as well as private balcony. This home has been meticulously maintained with major updates, including a newer HVAC system, PEX plumbing throughout, newer water heater and ceiling fans. The association pool/spa is only a minute walk from this home too. Only minutes from Rancho Santa Margarita amenities as well as shopping, dining, and freeways. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$3,071.23/mo
Estimated Loan Balance
$506,916
Cash to close
$420,024
Interest Paid
$43,701

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Tierra Montanosa (TIEM)
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Tierra Montanosa
  • HOA Amenities: Unknown
  • HOA Fee: $518
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $644.56
  • Tax Annual Amount: $9998.75
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $420,024 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $420,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$379,876
Your Cash:$420,024
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,700/mo
Traditional @ 7.5%
$2,921/mo
You save $1,221/month ($14,653/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25043869

Listing From:

Last updated: 2025-03-28T15:13:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,700 /mo
$2,816 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $420,024 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $420,024!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$379,876
Your Cash:$420,024
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,700/mo
Traditional @ 7.5%
$2,921/mo
You save $1,221/month ($14,653/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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