Dan Kaercher

Dan Kaercher

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Pending

$699,900

($246,989 down)
FHA

6669 Charing Street, Simi Valley, CA 93063

4
2
1,554 sqft
PITI Monthly
$3,877.92 /mo

Listing courtesy of: Alex Gandel, Pinnacle Estate Properties, Inc.

Assumed Rate

4.48%
7.15%

Principal & Interest

$2,616 /mo
$3,495 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
FIREPLACE
EN SUITE BATHROOM
HOME OFFICE
PATIO
PRIVATE BACKYARD

Great potential in a prime East Simi Valley location! This 4-bedroom, 2-bathroom single-story home offers a fantastic opportunity to update and make it your own. Offering 1554 sq. ft. of living space and sitting on a 6,098 sq. ft. lot, the home features a spacious living room with a rock-faced fireplace and a large slider that leads to the backyard. The open kitchen includes a gas cooktop/oven, dishwasher, farmhouse-style sink, and wood-like laminate flooring, with an adjacent dining area and ceiling fan. The primary suite has a wall-to-wall closet and an en suite bathroom with a double shower. Three secondary bedrooms are serviced by a hall bath with a shower/tub combo, and one has direct backyard access--perfect for a home office or guest space. The private backyard features a concrete patio, block wall fencing, and an orange tree, offering a great space to customize. A large driveway and direct-access 2-car garage with laundry hookups add to the home's potential. Enjoy hilltop views and a desirable location near Foothill Park, schools, shopping, and the 118 Freeway. Whether you're looking for an investment or a home to customize in a desirable East Simi Valley neighborhood -- opportunity knocks!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.48
Remaining Loan Term
23 years, 3 months
Monthly PITI
$3,877.92/mo
Estimated Loan Balance
$502,747
Cash to close
$246,989
Interest Paid
$147,330

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom, RaisedHearth
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Golden Valley-118 - 118
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Simi Valley

Financial Details

  • Price per Sqft: $450.39
  • Tax Annual Amount: $8748.75
  • On Market Date: 2025-03-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $246,989 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $246,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$452,911
Your Cash$246,989
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$2,616/mo
Traditional @ 7.5%
$3,625/mo
You save $1,009/month ($12,114/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001364

Listing From:

Last updated: 2025-03-28T18:46:47.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$2,616 /mo
$3,495 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $246,989 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $246,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$452,911
Your Cash$246,989
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$2,616/mo
Traditional @ 7.5%
$3,625/mo
You save $1,009/month ($12,114/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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