Dan Kaercher

Dan Kaercher

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Closed

$435,000

($90,903 down)
FHA

6664 E Oak Drive, Monticello, MN 55362

4
4
2,916 sqft
PITI Monthly
$3,153.45 /mo

Listing courtesy of: , America's Realty Group LLC

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,405 /mo
$2,337 /mo

What's Special

DINING
WALK-IN CLOSET
DECK
WALKING TRAILS
CHARMING

This charismatic two-story home features 4 bedrooms and 4 bathrooms, including a half bath on the main floor. New floors and carpet on the main level and stairway create a warm and welcoming atmosphere. All bedrooms have walk-in closets for comfort and convenience. An extra room above the garage offers potential for customization. The kitchen combines practicality and style with Quartz countertops, a breakfast bar, and an adjacent dining area leading to a charming deck through sliding glass doors. The main floor laundry room adds convenience, while the lower level boasts a generous family room with a walkout to the backyard, perfect for relaxing and enjoying the Apple tree each year in the Fall. The above-ground pool adds the icing on the cake! Home is close to dog park and walking trails - Back yard facing private wildlife preserve - great for beautiful mornings and peaceful evenings.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 9 months
Monthly PITI
$3,153.45/mo
Estimated Loan Balance
$344,367
Cash to close
$90,903
Interest Paid
$32,000

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Above Ground, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Parkside At Meadow Oak 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Monticello

Financial Details

  • Price per Sqft: $149.18
  • Tax Annual Amount: $4244
  • On Market Date: 2024-06-21T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $90,903 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $90,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$344,097
Your Cash$90,903
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,405/mo
Traditional @ 7.5%
$2,424/mo
You save $19/month ($227/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6557585

Listing From: northstar

Last updated: 2024-10-13T17:32:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,405 /mo
$2,337 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $90,903 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $90,903!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$344,097
Your Cash$90,903
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,405/mo
Traditional @ 7.5%
$2,424/mo
You save $19/month ($227/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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