Dan Kaercher

Dan Kaercher

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$480,000

($152,742 down)
FHA

66246 Palo Verde Trail, Desert Hot Springs, CA 92240

4
3
1,840 sqft
PITI Monthly
$2,397.11 /mo

Listing courtesy of: Gladys Armenta, Keller Williams Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,476 /mo
$2,423 /mo

What's Special

SPACIOUS
MODERN
LUXURY
EFFICIENT

This stunning home in the Agua Dulce Community features 4 spacious bedrooms and 3 modern bathrooms, this home boasts a bright and airy great room, a gourmet kitchen with GE stainless steel gas appliances, a sleek single-basin stainless steel sink, and elegant quartz countertops. Enjoy the beauty and durability of luxury vinyl plank flooring, energy-efficient LED lighting throughout, and advanced pre-wiring for an alarm system, and double insulation keeping your home at comfortable temperatures during all seasons. It also features Desert Scape Landscape in front yards, and a spacious backyard that is ready to transform into the backyard of your dreams or to add a pool! Do not miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,397.11/mo
Estimated Loan Balance
$355,801
Cash to close
$152,742
Interest Paid
$37,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Concrete, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Gunite, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Concrete, Tile
Condition
  • Year Built: 2021
Details
  • Builder: GHA Companies

Community & HOA

Community
  • Subdivision: Agua Dulce
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Agua Dulce HOA
  • HOA Amenities: Unknown
  • HOA Fee: $175
  • HOA Frequency: $Monthly
Location
  • Region: Desert Hot Springs

Financial Details

  • Price per Sqft: $260.87
  • Tax Annual Amount: $6000
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $152,742 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $152,742!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$327,258
Your Cash$152,742
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,476/mo
Traditional @ 7.5%
$2,514/mo
You save $1,038/month ($12,451/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219127358DA

Listing From:

Last updated: 2025-04-03T12:28:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,476 /mo
$2,423 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,742 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $152,742!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$327,258
Your Cash$152,742
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,476/mo
Traditional @ 7.5%
$2,514/mo
You save $1,038/month ($12,451/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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