Dan Kaercher

Dan Kaercher

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Closed

$335,000

($61,596 down)
FHA

660 4th Street, Tehama, CA 96090

3
2
1,450 sqft
PITI Monthly
$1,637.63 /mo

Listing courtesy of: Cody Squires, North Valley Group Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,284 /mo
$1,943 /mo

What's Special

LOCATION
FRESH PAINT
SPACIOUS
MOVE-IN READY
FENCED YARD
SAFE
HISTORIC
CHARMING
COZY
SOLAR PANELS

Unleash your inner HGTV enthusiast in this captivating haven! Imagine sipping your morning coffee on the expansive, shaded front porch, while your family enjoys the safety of the fully fenced yard. This sprawling lot boasts endless possibilities, from RV parking for the adventurous soul, to space for a flourishing backyard garden (or a coop for your feathered friends!). Step inside and be greeted by an abundance of natural light that dances across the large living area, accentuated by a charming rock wall that adds a touch of rustic elegance. Cozy up by the crackling wood stove with a built-in fan during winter evenings, or gather in the spacious family room for movie nights. This meticulously maintained home features new carpet in the bedrooms and fresh paint in many rooms, making it move-in ready for your family. Never worry about losing water pressure during outages thanks to the city supply with a backup generator. A newer septic tank ensures peace of mind, while solar panels, generating over 100% of estimated energy needs, keep your utility bills low! Nestled in a peaceful and quiet community, the historic park across the street (no future homes to block your view!) is perfect for birthday parties and neighborhood gatherings. This central location offers an easy commute to Chico or Redding with close access to Highways 99 and I-5. Don't miss this rare opportunity to live a life filled with sunshine, fresh air, and endless possibilities. Contact us today for a private showing!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,637.63/mo
Estimated Loan Balance
$273,900
Cash to close
$61,596
Interest Paid
$29,699

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, WoodStove
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Masonry
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural, Suburban
HOA
  • Has HOA: No
Location
  • Region: Tehama

Financial Details

  • Price per Sqft: $231.03
  • Tax Annual Amount: $
  • On Market Date: 2024-06-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,596 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $61,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$273,404
Your Cash$61,596
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,284/mo
Traditional @ 7.5%
$2,016/mo
You save $732/month ($8,780/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24113771

Listing From:

Last updated: 2024-12-05T05:15:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,284 /mo
$1,943 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,596 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $61,596!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$273,404
Your Cash$61,596
Total Purchase Price:$335,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,284/mo
Traditional @ 7.5%
$2,016/mo
You save $732/month ($8,780/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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