Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Pending

$240,000

($52,128 down)
FHA

655 Lark Street, Audubon, MN 56511

5
2
2,021 sqft
PITI Monthly
$1,327.04 /mo

Listing courtesy of: , HomeSmart Adventure Realty

Assumed Rate

2.98%
7.15%

Principal & Interest

$846 /mo
$1,360 /mo

What's Special

SPACIOUS
PLAYGROUND

This spacious split-level home features 5 bedrooms, 2 bathrooms, two family rooms, along with an oversized garage. The fenced backyard is ideal for activities and pets, and city park with an amazing playground is just a stones throw away. Enjoy peaceful mornings sipping your coffee watching the sunrise over the fields at the edge of town. Just minutes to Detroit Lakes and close proximity to the Fargo-Moorhead area. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,327.04/mo
Estimated Loan Balance
$247,901
Cash to close
$52,128
Interest Paid
$21,151

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Audubon
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Audubon

Financial Details

  • Price per Sqft: $118.75
  • Tax Annual Amount: $2256
  • On Market Date: 2024-09-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,128 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $52,128!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$187,872
Your Cash$52,128
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$846/mo
Traditional @ 7.5%
$1,410/mo
You save $564/month ($6,765/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6595483

Listing From: northstar

Last updated: 2025-04-01T15:26:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$846 /mo
$1,360 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $52,128 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $52,128!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$187,872
Your Cash$52,128
Total Purchase Price:$240,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$846/mo
Traditional @ 7.5%
$1,410/mo
You save $564/month ($6,765/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.