Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$244,900

($50,721 down)
FHA

654 Sherwood Avenue, Saint Paul, MN 55106

3
1
1,028 sqft
PITI Monthly
$1,853.25 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,276 /mo
$1,319 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
DECK
PATIO
SAFE
CHARMING
COZY

Welcome to this charming, one-of-a-kind home! From the second you pull up in front of this unique property, you will be captivated by its charm! As you enter the home, you will feel both energized & relaxed. Enjoy your morning coffee in the warm sitting area with a good book, or a leisurely breakfast at your dining room table, tucked into bright & cozy corner at the front of the house. Walking thru the living room you'll notice and appreciate the new lighting and custom doors throughout, creating a bright and inviting atmosphere throughout the home. As you move towards the back of the house, you'll see access to the patio & incredible backyard area, the main floor flex room, full bathroom & kitchen. The bright & spacious flex room, can be used as an office, hobby room or guest bedroom. It has convenient access to the main full bathroom, which has been freshly updated and features a luxurious clawfoot tub and custom made shower head. Head into the kitchen, to enjoy the all new appliances and access to side yard to grab fresh herbs & veggies you'll grow for the gourmet meals you'll cook there. There's a full basement off of the kitchen, with plenty of storage and a laundry area with a new Maytag washer & dryer. Back upstairs, you'll head to the upper level which has the primary bedroom, with lots of great light and ample closet space. The second upstairs bedroom has similar awesome lighting and closet space. At the end of a long day, you might choose to unwind outside, with your furry family members who can safely hang out in the custom-designed, fenced in yard featuring low-maintenance astro-turf. The backyard leads to a detached garage, providing both privacy and security. Enjoy the perfect blend of indoor and outdoor living with new patio doors that open to a covered deck complete with a cozy fireplace and a private sitting area. You can plant gardens and relax in this wonderful outdoor space, all year long! This home has been lovely cared for over the past several years and is ready for it's next owner to cherish it! One year home warranty included. Hot tub is excluded from the sale. One year home warranty from America's Preferred Home Warranty is in place for buyers.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.82
Remaining Loan Term
29 years, 1 months
Monthly PITI
$1,853.25/mo
Estimated Loan Balance
$194,859
Cash to close
$50,721
Interest Paid
$12,161

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1922
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Denny Hill Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $238.23
  • Tax Annual Amount: $3464
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,721 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $50,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$194,179
Your Cash$50,721
Total Purchase Price:$244,900

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,276/mo
Traditional @ 7.5%
$1,369/mo
You save $92/month ($1,110/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6637730

Listing From: northstar

Last updated: 2025-01-16T13:58:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.82%
7.15%

Principal & Interest

$1,276 /mo
$1,319 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $50,721 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $50,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.82% Sellers Rate
$194,179
Your Cash$50,721
Total Purchase Price:$244,900

Assumed vs Traditional Mortgage

Assumed @ 6.82%
$1,276/mo
Traditional @ 7.5%
$1,369/mo
You save $92/month ($1,110/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.