Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$1,199,000

($356,517 down)
FHA

653 Via La Cuesta, Chula Vista, CA 91913

4
3
2,304 sqft
PITI Monthly
$4,726.83 /mo

Listing courtesy of: Jessica Herrera, eXp Realty of California, Inc.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,876 /mo
$6,046 /mo

What's Special

SERENE
SHOPPING
SPACIOUS
MODERN
RENOVATED
LUXURY
SPRINKLER SYSTEM
MOUNTAIN VIEWS
QUIET NEIGHBORHOOD
LOW HOA FEES

Nestled in the highly desirable Bonita Long Canyon community, this expansive 4-bedroom home with an additional bonus room and 2.5 baths perfectly blends modern convenience with serene living. The fully upgraded kitchen boasts custom cabinetry, quartzite countertops, a farmhouse sink, and premium appliances, including a Kucht range oven and Bosch refrigerator. Newly renovated bathrooms throughout the home elevate its charm, highlighted by a luxurious freestanding tub in the primary suite. Luxury vinyl flooring flows seamlessly through most of the home, combining style with durability. Recent upgrades include brand-new plumbing, electrical systems, and a modern sub-panel, ensuring a home designed for today's needs. The property features a spacious 3-car garage and an additional gated carport, ideal for an RV or boat. Outdoors, enjoy breathtaking mountain views from a tranquil backyard with fresh turf and a new sprinkler system. Conveniently located near schools, premier shopping, and scenic parks, this home is situated in a quiet neighborhood with ample parking. With low HOA fees and no Mello-Roos, this is a rare opportunity to experience the perfect balance of luxury, comfort, and community. A true dream home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.21
Remaining Loan Term
26 years, 11 months
Monthly PITI
$4,726.83/mo
Estimated Loan Balance
$844,101
Cash to close
$356,517
Interest Paid
$85,873

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: ShingleSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • ShingleSiding
  • Roof: Concrete
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Stone Gate
  • HOA Amenities: Unknown
  • HOA Fee: $52
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $520.4
  • Tax Annual Amount: $14987.5
  • On Market Date: 2025-01-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,517 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $356,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$842,483
Your Cash$356,517
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,876/mo
Traditional @ 7.5%
$6,271/mo
You save $2,395/month ($28,742/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000391SD

Listing From:

Last updated: 2025-03-21T15:54:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.21%
7.15%

Principal & Interest

$3,876 /mo
$6,046 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,517 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $356,517!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.21% Sellers Rate
$842,483
Your Cash$356,517
Total Purchase Price:$1,199,000

Assumed vs Traditional Mortgage

Assumed @ 3.21%
$3,876/mo
Traditional @ 7.5%
$6,271/mo
You save $2,395/month ($28,742/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.