Dan Kaercher

Dan Kaercher

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Closed

$357,900

($214,960 down)
FHA

6520 W TORONTO Way, Phoenix, AZ 85043

3
2
1,460 sqft
PITI Monthly
$1,185 /mo

Listing courtesy of: Adriana Wendler, HomeSmart

Assumed Rate

4.2%
7.15%

Principal & Interest

$821 /mo
$1,134 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO

Your next beautiful HOME! Split Floor Plan, wide open great room, entertainer's Kitchen and big backyard! Floor plan-feels LARGE with open concept, Kitchen and Living room. Double Patio Doors. The kitchen has an island & counter, breakfast bar PLUS an eat-in dining area too! Lots of cabinets, pantry, modern lighting, fans throughout the whole home. Master w/ Suite-Style bath split from other rooms, has beautiful bay window, vanity sink, & tri-level shelved walk-in closet. Spacious yard, covered patio, pavers professionally installed, built in BBQ. Easy maintenance front & back landscaping w/auto system. Do not miss it!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.2
Remaining Loan Term
21 years, 10 months
Monthly PITI
$1,185/mo
Estimated Loan Balance
$145,155
Cash to close
$214,960
Interest Paid
$53,234

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 6
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Brown Family Communities

Community & HOA

Community
  • Subdivision: ARIZONA MEADOWS 2 AT TERRALEA
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: City Property Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $245.14
  • Tax Annual Amount: $1140
  • On Market Date: 2024-08-30T00:50:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,960 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $214,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$142,940
Your Cash:$214,960
Total Purchase Price:$357,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$821/mo
Traditional @ 7.5%
$1,176/mo
You save $355/month ($4,263/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6750394

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-07T10:01:06.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$821 /mo
$1,134 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,960 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $214,960!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$142,940
Your Cash:$214,960
Total Purchase Price:$357,900

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$821/mo
Traditional @ 7.5%
$1,176/mo
You save $355/month ($4,263/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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