Dan Kaercher

Dan Kaercher

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$789,999

($215,277 down)
VA

649 N Cuyamaca St, El Cajon, CA 92020

3
1
1,000 sqft
PITI Monthly
$3,654.34 /mo

Listing courtesy of: Robert Mendivil, AARE

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,615 /mo
$4,221 /mo

What's Special

SPACIOUS
DECK
PATIO
MOUNTAIN VIEWS
CHARMING
EFFICIENT

$718,999 - $789,999. Charming and energy-efficient. This adorable Fletcher Hills home blends style, comfort, and efficiency. Enjoy an inviting space that features stunning floors, light colors , elegant crown molding, plantation shutters, and a thoughtfully designed floor plan. Built for both durability and cost savings, the home boasts an energy-efficient exterior coating, tinted double-pane windows, mini-split cooling, and a solar energy system to keep utility costs low. Unwind on the back patio deck while soaking in mountain views, or enjoy the spacious backyard complete with a storage shed for added convenience. The epoxy-coated garage provides a polished, clean finish. Don’t miss this exceptional opportunity to own a home that’s as smart as it is stylish!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,654.34/mo
Estimated Loan Balance
$577,127
Cash to close
$215,277
Interest Paid
$66,183

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $790
  • Tax Annual Amount: $9874.99
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,277 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $215,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$574,722
Your Cash$215,277
Total Purchase Price:$789,999

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,615/mo
Traditional @ 7.5%
$4,379/mo
You save $1,764/month ($21,166/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021969SD

Listing From:

Last updated: 2025-03-26T01:26:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,615 /mo
$4,221 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $215,277 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $215,277!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$574,722
Your Cash$215,277
Total Purchase Price:$789,999

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,615/mo
Traditional @ 7.5%
$4,379/mo
You save $1,764/month ($21,166/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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